加大供给，精准滴灌涉农领域 工行内蒙古分行积极下沉服务重心，深入田间地头，持续提升乡村金融服务的覆盖率、可得性和满意 度。该行聚焦农业生产、农产品销售、农村消费全链条，重点加大对涉农小微企业、个体工商户和农牧 民的金融支持力度。截至2025年9月末，其涉农贷款余额达1298亿元，总量保持千亿级规模并持续增 长。其中，普惠型涉农贷款余额超过230亿元，增速表现亮眼；农户经营贷款同样增长强劲。同时，该 行全力保障粮食安全重点领域融资需求，并在脱贫地区保持数百亿贷款规模，有力巩固拓展了脱贫攻坚 成果。 科技赋能，创新驱动特色产业 工行内蒙古分行充分发挥金融科技优势，驱动服务创新。深化数据合作，精准服务农户。成为全国首家 与农业农村部大数据中心战略合作并试点的分行，实现农户精准画像和获客；对接内蒙古财政厅民生平 台，利用财政补贴数据高效便捷办理惠农信贷；打通农担系统直连，提升业务效率；与中华联、安华保 险合作探索基于农险数据的客户服务能力提升。 创新专属产品，适配特色场景。紧密结合各盟市农牧产业特点，创新推出"大米贷""小米贷""羊绒 贷""辣椒贷""肉类加工贷""玉米贷""葵花籽贷""马铃薯贷""龙头企业贷"等特色 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Weihai Branch has been recognized for its outstanding efforts in supporting rural revitalization, achieving an "excellent" rating in the 2024 assessment by the People's Bank of China and the National Financial Regulatory Administration [1] Group 1: Financial Support and Strategy - The bank has established a leadership group to enhance financial services for rural revitalization, focusing on county-level operations and the agricultural sector [1] - A differentiated assessment system has been implemented to optimize resource allocation and incentivize support for rural revitalization initiatives [1] Group 2: Credit Supply and Loan Growth - The bank has significantly increased its agricultural loans, with a total balance of 16.32 billion yuan in 2024, marking an increase of 5.6 billion yuan from the beginning of the year, achieving the highest growth rate among peers [1] - The bank's strategy aligns with the overall goals of rural revitalization, emphasizing sustainable and controllable risk management [1] Group 3: Product Innovation and Service Enhancement - ICBC Weihai Branch has introduced innovative financial products tailored to the needs of new agricultural entities, such as "planting e-loans" and "breeding e-loans," facilitating 420 million yuan in loans for agricultural activities in 2024 [2] - The bank is enhancing its service capabilities by expanding its network and utilizing both online and offline channels to improve access to financial services in rural areas [2] Group 4: Future Plans and Goals - The bank aims to further advance its "five transformations" strategy and enhance its rural financial services by 2025, striving to maintain its excellent assessment results and become a leading financial service provider for rural revitalization [3]