Group 1: Financial Support and Agricultural Development - The Industrial and Commercial Bank of China (ICBC) has provided over 20 million yuan in inclusive loans over three years, transforming saline-alkali land in Kashgar into productive rice fields [1] - ICBC Xinjiang Branch has launched a "Huangqi Crop Loan" specifically for traditional Chinese medicine cultivation, facilitating a 100,000 yuan loan for a farmer in Yili within one day [4] - The bank has introduced an online cotton financing service, providing over 3.5 billion yuan in loans to cotton farmers, significantly improving the efficiency of financial services [5] Group 2: Renewable Energy and Infrastructure Projects - ICBC Xinjiang Branch has successfully funded a 1 billion yuan project loan for a green hydrogen demonstration project, breaking traditional collateral models [2] - The bank has facilitated nearly 25 billion USD in cross-border settlements and foreign exchange transactions during the 14th Five-Year Plan period, supporting the development of Xinjiang as a key logistics hub [3] Group 3: Social Welfare and Community Services - ICBC Xinjiang Branch has issued 3.4 million social security cards, enhancing accessibility to social services across the region [6] - The bank has established 106 rural inclusive financial service points, improving financial service availability in remote areas [6] Group 4: Support for Small and Micro Enterprises - The bank has increased its inclusive loan balance by 5.6 times since the beginning of the 14th Five-Year Plan, significantly boosting support for small and micro enterprises [7] - ICBC Xinjiang Branch has developed over 30 regional financing solutions tailored for small businesses, enhancing their growth potential [7]

齐鲁晚报·齐鲁壹点记者 尚青龙 实习生 宋雨轩 乡村振兴是实现中华民族伟大复兴的重大任务，金融是激活乡村发展动能的关键支撑。交通银行青岛分 行深入贯彻党中央全面推进乡村振兴的战略部署，严格落实中央金融工作会议、中央农村工作会议精 神，以总行"1+N"政策框架为根本遵循，立足青岛农业产业特色与乡村发展需求，从体制机制、信贷支 持、定点帮扶、产品供给四大维度精准施策，将金融活水深度融入乡村振兴主战场，为农业强国建设注 入强劲"交行力量"。截至今年8月末，该行涉农贷款较年初增幅11.67%，其中粮食重点领域贷款、普惠 型涉农贷款增幅分别达21.1%、20.83%，均显著领先各项贷款增幅，以实打实的服务成效，彰显了国有 大行服务国家战略、助力乡村振兴的使命担当。 机制先行：筑牢乡村振兴"组织保障网" 作为金融服务乡村振兴的"压舱石"，体制机制建设直接决定服务质效与推进力度。交通银行青岛分行坚 持把党的领导贯穿乡村振兴工作全过程，将金融服务乡村振兴纳入分行战略发展全局，严格对标《交通 银行青岛分行"十四五"时期发展规划纲要》，主动衔接总行《2025年金融服务乡村全面振兴行动方 案》，持续升级服务能力体系。 分行充分发挥 ...

9月23日是农历秋分，也迎来了第八个中国农民丰收节。工商银行上海市分行立足国家所需、金融所 能、工行所长、民生所盼，实施城乡联动发展战略，建立全方位多层次的金融支农服务体系，不断增强 乡村金融服务的适应性和普惠性，扎实推进乡村振兴战略有效实施。 加强政策引领，构建支农服务体系 工行上海分行加强顶层设计，建立系统化工作机制，分类施策推进乡村振兴。分行层面成立金融服务乡 村振兴领导小组统筹推进；支行层面打造乡村振兴重点支行、特色支行及协同支行，全面构建服务乡村 全面振兴的组织架构，形成多层次金融支农服务体系。 2025年8月末，工商银行上海市分行涉农贷款余额突破450亿元。下一步，工行上海分行将继续深入贯彻 党中央、国务院关于"三农"工作的决策部署，学习运用"千村示范、万村整治"工程经验，立足上海、服 务长三角、辐射全国，在推进乡村全面振兴、加快建设农业强国的新征程上贡献更多金融力量。 支持农业基建，绘就和美乡村画卷 重点支持农业设施、冷链物流、乡村道路、供水供电等基础设施建设，推广设施农业专项服务。在上海 郊区与长三角生态绿色一体化示范区打造和美乡村示范项目。为产地冷链集配中心、物流企业配送中心 项目、农业基础 ...

稻浪翻金季，硕果盈枝时。伴着丰收的欢歌，又到了一年农民丰收节。 在这片充满希望的土地上，除了忙碌的农人，还有一群特殊的"陪伴者"——工商银行正以"有温度、有力度、 有深度"的金融服务，为丰收保驾护航，为乡村振兴注入源源不断的动力。 在河南、天津等地，工商银行推进乡村人居环境治理，新建农村污水处理设施、污水管网，改造农户厕所， 同时配套建设公共厕所、垃圾中转站等，惠及百余个行政村。 乡村的"面子"要靓，"里子"更要实。工商银行深知，完善的基础设施是村镇焕新的前提，更是乡村治理的"硬 件基础"。 在秋收之期，累累硕果也见证着工行的"丰收答卷"：2021年以来，工商银行在"三农"领域融资投放超过11万 亿元，截至2025年6月末，涉农贷款余额近5万亿元，较2021年初翻了一番。 工商银行执金融画笔，描绘出一幅"兴村、兴业、兴民"的乡村振兴新图景。 运"兴村"之笔着色乡村焕彩 从阡陌纵横的田野到错落有致的村落，从传统农耕的坚守到数字治理的革新，乡村的每一次蝶变，都离不开 金融力量的深度赋能。 作为党领导下的国有大行，工商银行始终胸怀"国之大者"，积极响应"国之所需""民之所盼"，以金融服务乡 村振兴主力银行为目标，扎 ...

"一县多品"的特色普惠模式，是齐鲁银行的显著亮点。2019年，齐鲁银行在山东省城商行中率先提出并 实施了"县域金融发展战略"：结合山东县域特色产业，量身定制金融方案。 在东营市利津县盐窝镇，一排排高标准的羊舍整齐排列。这里是"中国肉羊育肥基地""山东肉羊产业第 一镇"。截至2025年5月，东营市黄河口滩羊年出栏量300万只以上，全产业链产值突破110亿元。 宏大的产业图景背后，曾是无数滩羊个体养殖户"扩大养殖规模、改造扩建羊棚"的资金渴求。齐鲁银行 东营分行推出的"黄河滩羊养殖贷"，将当地养殖户一次次从资金桎梏中解放出来，又因精准切中当地居 民需求，被当地养殖户亲切地称为"黄羊贷"。 "黄羊贷"作为在当地家喻户晓的"明星产品"，在2023年荣获"山东省金融支持乡村振兴优秀案例暨金融 支持乡村振兴短视频"一等奖，成为齐鲁银行在东营地区发展普惠金融的标志性名片。 与此同时，在聊城市临清市烟店镇——"中国轴承之乡"，一个总人口仅80余万的县级市，3000余家轴承 企业构筑起年产值超200亿元的产业集群。齐鲁银行聊城分行瞄准临清轴承产业链中分布广泛的小微企 业和个体工商户，尤其是扎根乡村、具有发展潜力的中小型轴承制造 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Yulin Branch focuses on local agricultural characteristics and farmer needs, utilizing innovative products, technological empowerment, and in-depth services to optimize service models and expand agricultural credit issuance, significantly contributing to local agricultural efficiency, farmer income, and rural prosperity [1][2][3] Group 1: Agricultural Credit Innovation - The bank has developed a diverse and precisely tailored agricultural credit product matrix, launching the "Xingnong e-loan" product system targeting key local industries such as Yulin Shatian pomelo, pig farming, traditional Chinese medicine, and spices [1] - As of July 2025, the bank's loans for Shatian pomelo cultivation exceeded 15 million, pig farming loans surpassed 100 million, and loans for the traditional Chinese medicine industry chain approached 300 million [1] - The bank has also optimized online inclusive credit products like "Breeding e-loan" and "Planting e-loan," successfully expanding into seven agricultural clusters with a total issuance of "Merchant e-loan" reaching nearly 330 million [1] Group 2: Technological Empowerment in Financial Services - The bank actively applies financial technology to create an integrated rural financial service network, establishing 12 "Xingnong Tong" rural inclusive financial service points in key villages and towns [2] - The "Xingnong Tong" App integrates various financial service functions, serving as a comprehensive online hub for county-level rural customers, with over 30,000 households acquired online by July 2025 [2] Group 3: Community Engagement and Support - The bank emphasizes proactive and in-depth service for the "three rural issues," forming four county-level "Inclusive Youth Vanguard Teams" to conduct regular "Xingnong Thousand-Mile Journey" activities [3] - These activities include financial knowledge lectures and on-site consultations, delivering comprehensive financial "packages" directly to farmers [3] - The bank promotes favorable policies for farmers, ensuring they are aware of the benefits of "Huiqi Loan" interest subsidies, which offer low rates, simple procedures, and diverse options, thereby enriching farmers' financing channels [3]

Core Insights - The Industrial and Commercial Bank of China (ICBC) Beihai Branch is actively implementing the national inclusive finance development strategy, focusing on serving small and micro enterprises, individual businesses, and the agricultural sector, achieving significant results in financial service precision and coverage [1][2]. Group 1: Financial Performance - As of July 2025, the inclusive loan balance of ICBC Beihai Branch increased by over 300 million yuan compared to the beginning of the year, representing a growth rate of 40% [1]. - The agricultural loan balance increased by over 18 million yuan, with inclusive agricultural loans growing by over 10 million yuan, marking an increase of over 50% [1]. Group 2: Industry Focus - The bank is focusing on regional specialty industries, providing targeted financial support to sectors such as aquaculture, pearl industry, and specialty agriculture [1]. - In the aquaculture sector, the bank is innovating inclusive financial products and service models to support the entire industry chain [1]. - For the pearl industry, financial support is being enhanced across the entire chain from breeding to processing and sales [1]. Group 3: Service Innovation - The establishment of the "Youth Pioneer Team" aims to enhance financial service quality by directly engaging with businesses and identifying their financing needs [2]. - The team employs a "现场测额+精准对接" (on-site assessment + precise matching) model to improve service efficiency [2]. - Various innovative loan products such as "集群商户e贷" (Cluster Merchant e-loan) and "兴农e贷" (Agricultural Prosperity e-loan) are being promoted to meet specific financing needs of different sectors [2]. Group 4: Collaborative Mechanisms - The bank is deepening cooperation with local governments and enterprises to facilitate precise matching of financing needs [3]. - Efforts are being made to optimize processes and innovate service models, including mobile services and on-site assistance for small and micro clients [3]. - The establishment of mobile service points in key business areas is extending the reach of financial services [3].

Group 1 - The core viewpoint of the articles emphasizes the proactive measures taken by the Industrial and Commercial Bank of China (ICBC) Yulin Branch to enhance financial services for small and micro enterprises, aligning with national strategies and contributing to local economic development [1][2] Group 2 - As of July 2025, ICBC Yulin Branch has issued over 3.5 billion yuan in inclusive loans, significantly supporting the high-quality development of the local real economy [1] - The bank has introduced innovative financing products such as "Purchase and Construction Loan," "Industrial e-Loan," and "Business Quick Loan," targeting small and micro enterprises in key industrial parks, benefiting over 200 enterprises [1] - The bank has established 12 "Xingnongtong" rural inclusive financial service points in various towns, allowing farmers and operators to access efficient financial services without leaving their villages [2] - The bank has developed specialized agricultural credit products like "Xingnong e-Loan," "Planting e-Loan," and "Breeding e-Loan" to meet the diverse financing needs of local agricultural industries [2] - As of July 2025, the bank has issued nearly 60 million yuan in loans to small and micro enterprises under the "Yushang Return" initiative, reflecting strong collaboration with local government and enterprises [2]

Group 1 - The core viewpoint emphasizes the role of financial support in enhancing the quality and efficiency of local agricultural industries, particularly in the context of the "one county, one industry, one product" initiative [1][2] - The financial institutions in Pingliang have issued a total of 6.15 billion yuan in loans to the Pingliang beef industry, benefiting 20,000 enterprises, cooperatives, and farmers [2] - The value of the Jingning apple brand has surpassed 18 billion yuan, showcasing its significance in the Gansu apple export market [2][3] Group 2 - The digital cloud platform for the Jingning apple industry has integrated 34 core enterprises and 7,155 quality fruit farmers, facilitating online transactions worth 22.99 million yuan [3] - Financial institutions have issued 11.96 billion yuan in loans to the Jingning apple industry, benefiting 24,000 fruit enterprises, cooperatives, and farmers [3] - The "cooperative + base + farmer" service model has created over 1,000 jobs by supporting the establishment of greenhouses and agricultural parks [3] Group 3 - The introduction of the "Chinese herbal medicine industry loan" has helped local enterprises upgrade their processing equipment, significantly improving product quality [4] - The area planted with Chinese medicinal materials has exceeded 120,000 acres, indicating growth in the local herbal medicine industry [4] - Financial institutions have issued 1.42 billion yuan in loans to the traditional Chinese medicine industry, benefiting 2,134 enterprises, cooperatives, and farmers [4]

Core Insights - The financial regulatory authority in Qinghai has prioritized agricultural and rural development, enhancing financial services to support poverty alleviation efforts and local economic growth [1][2] Group 1: Financial Support for Agriculture - The authority has increased agricultural credit, with loans in the agricultural sector reaching 4.977 billion yuan, accounting for 52% of total loans [1] - The Industrial and Commercial Bank of China has utilized products like "Planting e-loan" and "Breeding e-loan" to support rural revitalization, providing 26.52 million yuan in loans to 76 farmers [1] Group 2: Rural Financial Service System Improvement - Financial institutions are encouraged to establish more service points in towns and rural areas, achieving 100% coverage of financial services in townships [1] - A total of 528 service points have been set up to facilitate financial services directly in villages, with 98,000 transactions completed this year [1] Group 3: Support for Poverty Alleviation - Financial support for impoverished populations has been strengthened, with small loans for impoverished individuals reaching 13.424 million yuan, benefiting 2,805 households [2] - The proportion of assisted households among registered impoverished and at-risk households is 21.85% [2] - Insurance products have been developed for ten types of agricultural products in impoverished areas, safeguarding farmers' incomes [2]