加大供给，精准滴灌涉农领域 工行内蒙古分行积极下沉服务重心，深入田间地头，持续提升乡村金融服务的覆盖率、可得性和满意 度。该行聚焦农业生产、农产品销售、农村消费全链条，重点加大对涉农小微企业、个体工商户和农牧 民的金融支持力度。截至2025年9月末，其涉农贷款余额达1298亿元，总量保持千亿级规模并持续增 长。其中，普惠型涉农贷款余额超过230亿元，增速表现亮眼；农户经营贷款同样增长强劲。同时，该 行全力保障粮食安全重点领域融资需求，并在脱贫地区保持数百亿贷款规模，有力巩固拓展了脱贫攻坚 成果。 科技赋能，创新驱动特色产业 工行内蒙古分行充分发挥金融科技优势，驱动服务创新。深化数据合作，精准服务农户。成为全国首家 与农业农村部大数据中心战略合作并试点的分行，实现农户精准画像和获客；对接内蒙古财政厅民生平 台，利用财政补贴数据高效便捷办理惠农信贷；打通农担系统直连，提升业务效率；与中华联、安华保 险合作探索基于农险数据的客户服务能力提升。 创新专属产品，适配特色场景。紧密结合各盟市农牧产业特点，创新推出"大米贷""小米贷""羊绒 贷""辣椒贷""肉类加工贷""玉米贷""葵花籽贷""马铃薯贷""龙头企业贷"等特色 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) plays a significant role in supporting rural revitalization through financial services, having invested over 11 trillion yuan in the agricultural sector since 2021, with agricultural loan balances reaching nearly 5 trillion yuan by June 2025, doubling since early 2021 [1][12]. Group 1: Financial Support for Rural Revitalization - ICBC has provided over 11 trillion yuan in financing for the agricultural sector since 2021, with agricultural loan balances nearing 5 trillion yuan by June 2025, reflecting a doubling since early 2021 [1][12]. - The bank aims to enhance rural living conditions by investing in infrastructure projects, such as wastewater treatment facilities and public sanitation improvements, benefiting over a hundred administrative villages [3][4]. - As of June 2025, ICBC's loans for rural infrastructure construction exceeded 1 trillion yuan, emphasizing the importance of infrastructure in rural governance [5]. Group 2: Industry Development and Financial Innovation - ICBC focuses on enhancing rural industries by providing tailored financial services, such as a 160 million yuan loan to support the bamboo industry in Zhejiang, promoting resource integration and development [6][7]. - The bank has developed specialized financial products like "Planting e-loan" and "Breeding e-loan" to meet the specific needs of farmers, facilitating easier access to financing [8][10]. - ICBC has established over 3,400 agricultural supply chains, addressing funding gaps and enhancing market access for rural enterprises [7][10]. Group 3: Empowering Farmers and Talent Development - ICBC has initiated programs to support new farmers, providing financial education and tailored loans, which have helped entrepreneurs grow their agricultural businesses significantly [9][11]. - The bank's "Agricultural Operating Entity Credit Express" and other initiatives aim to streamline financial services for farmers, ensuring that their harvests translate into tangible income [10][12]. - ICBC's "Rural Revitalization: Guiding People" initiative integrates quality financial services with farmer training programs, enhancing farmers' skills and financial literacy [11][12].