Core Viewpoint - Chengdu Rural Commercial Bank has launched the "Fuxing Loan," a financial product aimed at supporting rural collective economies, marking a significant step in implementing the central government's directives for rural revitalization [1][2]. Group 1: Financial Product Launch - The "Fuxing Loan" is the first financial product in Chengdu focused on rural collective economic development, with an initial loan of 3 million yuan issued to a cooperative in Minjiang Village [1]. - The bank plans to issue a total of 40 million yuan in "Fuxing Loans" throughout the year, aiming to replicate this model across more districts and counties [2]. Group 2: Innovative Financing Mechanism - Chengdu Rural Commercial Bank has developed a risk-sharing mechanism involving government (20%), bank (30%), and guarantee companies (50%), allowing for a potential funding scale increase of up to 10 times [2]. - The introduction of a pledge guarantee based on the income rights of rural collective economic organizations creates a new financing path that emphasizes "light assets and heavy credit" [2]. Group 3: Support for Agricultural Development - The bank has initiated the "Spring Rain Action," a three-month campaign to support spring farming, which has resulted in the issuance of 302 million yuan in agricultural loans to over 300 farmers and new agricultural entities [3]. - Chengdu Rural Commercial Bank has launched specialized products like "Grain e-loan" and "Xingcun Loan" to support various agricultural activities, with agricultural loan balances exceeding 103.4 billion yuan by the end of February [4]. Group 4: Integration of Financial Services with Tourism - The bank is leveraging the "Flower Appreciation Economy" by integrating financial services with cultural tourism, significantly boosting local tourism and related businesses [5]. - Events like the "Send You a Little Yellow Flower" campaign attracted over 10,000 visitors, leading to a 30% increase in sales for local hospitality and agricultural products [5]. Group 5: Future Plans - The bank aims to enhance credit issuance, optimize service models, and innovate financial services for agriculture, ensuring priority processing for spring farming loans [6].

Group 1: Livestock Industry Transformation - Shandong Minhe Livestock Co., Ltd. has evolved from a traditional farm to a leading agricultural enterprise with an annual output of 350 million chickens over 39 years [1] - The bank has provided nearly 60 million yuan in loans since 2024 to support the company's smart equipment upgrades and international market expansion [1] - The company has achieved high production and sales volumes, entering the EU meat product import list and obtaining BRCGS global food safety certification [1] Group 2: Digital Agriculture Advancements - The bank has injected 350 million yuan in credit to develop a modern agricultural complex in Weifang, which integrates vegetable processing and cold chain storage [3] - The bank utilizes real-time satellite remote sensing data to monitor crop growth, enabling precise identification of crop types and growth conditions [3] - The "Xingcun Loan" program provides targeted financial support to enhance agricultural productivity [3] Group 3: Fisheries Financial Support - The bank issued its first marine ranch project loan, revitalizing the local marine economy [4] - A new mechanism was established to provide one-stop financial services to fishermen, addressing their funding challenges during fishing moratoriums [4] - Over 6 million yuan in specialized credit funds have been disbursed to support local fisheries, improving equipment and operational capabilities [4]