随着中国经济转型升级的深入推进，科技创新成为引领发展的重要引擎。在这样的背景下，如何为"专 精特新"企业提供更加精准、高效的金融服务，成为银行业探索的重要方向。近日，兴业银行厦门分行 通过"兴速贷（优质科创企业专属）"产品，为国家级专精特新"小巨人"企业——厦门市欧立通电子科技 开发有限公司提供高效融资服务，交出了一份令人瞩目的金融服务答卷。 此次分行首笔"兴速贷（优质科创企业专属）"业务落地的成功案例并非偶然，而是兴业银行厦门分行深 入贯彻落实国家支持小微企业融资政策的重要成果。作为响应政策号召的具体举措，该行积极推动"千 企万户大走访"活动，通过深入企业，了解实际融资需求，精准提供金融服务。"厦门是创业创新的热 土，孕育了一大批有核心技术的科技型企业。"兴业银行厦门分行相关负责人指出，正是这些企业构成 了厦门创新发展的重要力量。针对这些企业特点，兴业银行厦门分行近年来重点关注高新制造业、专精 特新等具有强大发展潜力的产业企业，定制"一企一案"综合性金融方案，保障企业获得充足的金融支 持，解决其"融资难、融资贵、融资慢"等问题。本次业务的落地，正是兴业银行厦门禾祥西支行主动走 访厦门市欧立通电子科技开发有限 ...

Group 1 - The core issue faced by small and micro enterprises, especially private technology-based ones, is the difficulty in obtaining financing due to limited scale and lack of suitable collateral [1] - Industrial Bank's Urumqi branch has actively responded to national financial supervision and development requirements by organizing financial representatives to engage with local private technology-based small and micro enterprises [1] - The specific case involves a technology company in the energy IoT sector that has faced declining revenue and negative profits in recent years, with a projected turnaround by the end of 2024 [1] Group 2 - The financial representatives from Industrial Bank learned about the company's financing needs and introduced the "Xing Su Loan (exclusive for quality tech enterprises)" online financing service [2] - The company submitted an online financing application and received an initial approval of 10 million yuan, ultimately securing a credit limit of 9.58 million yuan [2] - The bank plans to continue enhancing inclusive financial services and exploring more financial products and service models tailored to the needs of small and micro enterprises in the region [2]