前世今生：扎根承德沃土，践行金融初心 承德银行的历史源头可追溯至承德市城市信用联社。彼时，作为连接京津冀辽蒙的重要节点城市，承德的 商品经济正逐步兴起，中小企业融资需求迫切，城市信用社的成立填补了区域金融服务的空白。 卅年砥砺，风云激荡。从扎根一隅、服务地方的"金融毛细血管"，到与国同梦、与城共进的"经济重要支 柱"，中国城市商业银行用三十载时光，完成了一场波澜壮阔的跨越与重塑。在此背景下，金融界重磅推 出"城商行三十年：跨越与重构"系列策划，系统梳理城商行蜕变为区域金融支柱的历程，剖析行业挑战与 未来航向。本文聚焦——承德银行。这家深耕冀北大地三十余载的地方城商行，已成长为资产规模突破 2000亿元的区域金融标杆，其以本土坚守应对市场变局、以产业深耕激活经济动能的发展路径，正是中小 银行稳健前行的生动范本。 据承德市人民政府，2001年，城市信用联社连续多年亏损，正面临着破产关闭的考验，是被撤并还是重组 改制，未来前途未卜。在这个生死存亡的十字路口，承德市委、市政府力主城市信用联社重组改制，成立 单一法人城市信用社。"留下一颗火种，承德市、承德人需要自己的银行，我们相信星星之火可以燎 原。"这是政府给予重组 ...

Core Viewpoint - The article emphasizes the importance of protecting financial rights for both market vendors and consumers in the context of a local vegetable market, aiming to enhance awareness and practical skills in financial safety [1][3][6] Group 1: Financial Rights Protection Initiatives - The initiative focuses on creating a dedicated promotional environment within the market to foster an immersive atmosphere for financial protection [3] - The campaign includes distributing informational materials that cover topics such as payment safety, personal information protection, and awareness of high-interest loan traps [3][5] Group 2: Targeted Outreach for Market Vendors - Specific sessions are held for market vendors to address issues related to the safety of their operating funds, including risks associated with payment scams and delayed transactions [5] - Vendors are educated on managing their operating funds, emphasizing the importance of using legitimate banking products and safeguarding their financial information [5][6] Group 3: Consumer Protection Efforts - The outreach also targets consumers, particularly older adults and homemakers, focusing on safe payment practices and recognizing fraudulent financial inducements [5] - Consumers are warned against using unfamiliar payment codes and are advised to confirm transactions before leaving the vendor [5][6] Group 4: Impact and Future Plans - The campaign successfully reached over 80 vendors and 300 consumers, highlighting common financial risks such as scams and information leaks [6] - The bank plans to extend this financial rights protection model to more community markets, integrating financial safety into everyday life [6]