该案例是政银企高效合作的典范案例，通过机制、服务、模式等系统性创新，实现了"质量优势—金融 支持—质量提升"的良性循环，为精准扶持实体经济、服务先进制造业提供了极具推广价值的实践路 径。 据了解，"冀质贷"是河北创新推出的质量信用贷款模式，以企业质量管理能力、资质等要素为依据，为 优质企业提供金融服务。唐山市市场监管局联合在唐山市的金融机构建立质量要素指标体系，涵盖质量 荣誉、专利技术、标准制定等21项核心指标，动态更新企业名录库，精准对接企业需求。自"冀质贷"于 2024年落地以来，唐山市已为190余家企业授信12.56亿元，节约融资成本240万元，惠及制造业、绿色 能源、现代农业等多个领域。 唐山市市场监管局相关负责人表示，该局将持续深化政银企合作，推动更多"质量标杆"享受金融"活 水"滋养，为培育新质生产力、推动高质量发展注入新动能。 转自：中国质量报 本报讯 （杨 宁 记者徐东周）近日，市场监管总局发布全国质量融资增信典型案例，河北省唐山市"冀 质贷"以质赋能降融资成本案例入选。 该案例中，唐山市市场监管局与工商银行唐山分行以河北瑞兆激光再制造技术股份有限公司为标杆，成 功打造了全流程金融生态服务样板 ...

Core Points - The "Jizhi Loan" quality financing enhancement initiative in Hebei Province is effectively supporting the growth of small and micro enterprises by transforming quality attributes into financing capabilities [1][6] - The initiative has led to significant financial support for various companies, such as Baoding Swan New Fiber Manufacturing Co., which received 40 million yuan in credit within 10 days [1] Group 1: Implementation and Structure - Hebei Province has established a three-level collaborative system involving provincial, municipal, and county-level market regulatory agencies to ensure the effective implementation of the "Jizhi Loan" program [2] - The program aims to convert quality factors into financing enhancements, with local governments tailoring policies to their industrial characteristics, such as Baoding's "Jizhi Loan" special policy [2] Group 2: Financial Products and Services - Financial institutions in Hebei are encouraged to provide tailored financial products that match quality indicators, including increasing credit limits and reducing interest rates for qualifying enterprises [3] - For example, in Xingtai, Jinmailang Food Co. secured a loan of 5 million yuan with a reduced interest rate, saving 13.1% in financing costs [3] Group 3: Service Upgrades - Hebei Province has upgraded its service model to create a comprehensive financing ecosystem, combining online and offline services to facilitate easier access to financing for enterprises [4] - The province has developed a "one-stop" service platform for quality infrastructure, allowing businesses to experience streamlined processes for financing applications [4] Group 4: Stakeholder Collaboration - The success of the "Jizhi Loan" initiative relies on collaboration among government, financial institutions, and enterprises, with local governments actively promoting business-financial institution matchmaking events [5] - As a result, over 356 enterprises have received credit enhancements totaling 9.313 billion yuan, with actual loans amounting to 8.133 billion yuan, significantly reducing financing costs [5]