近日，东方农商银行成功向位于连云港市的江苏愚公生物科技有限公司投放贷款1000万元，标志着该行 首笔"农商未来贷"业务正式落地。江苏愚公生物科技有限公司成立于2021年9月，是一家专注于分子生 物学与核酸药物生产工具酶及相关试剂研发生产的高成长性企业。公司以自主研发为核心，研发团队占 比超过40%，成功打破了国外企业在限制性内切酶领域多年的垄断。 □ 通讯员孙亚伟印学虎 "拿到这笔信贷资金，我们就可以顺利进行技术升级与市场拓展，进一步巩固和提升企业在国内生物科 技领域的竞争优势。"日前，从东方农商银行拿到信贷资金的江苏愚公生物科技有限公司相关负责人 说。 "农商未来贷"是由江苏农商联合银行推出，为第三代半导体、合成生物等未来产业及其产业链企业量身 定制的专项信贷产品。"为精准服务未来产业，我们全面梳理了辖区内未来产业企业清单并逐户上门走 访对接，着力打通惠企政策落地'最后一米'。"东方农商银行普惠金融部负责人于德昌说，"我们将做深 做实'农商未来贷'，让好产品、好政策惠及更多辖区企业，助力未来产业及其产业链企业更好发展。" ...

Core Insights - The future industry represents a new wave of technological revolution and industrial transformation, playing a vital role in global innovation and economic landscape changes [1] - Jiangsu province is accelerating the development of future industries, showcasing significant achievements at the 2025 Jiangsu Future Industry Innovation Development Exchange Conference [1] Comprehensive Strength - Jiangsu's future industry is experiencing rapid growth, with the province's core enterprises totaling 3,112 and revenue reaching 757.8 billion yuan in 2024 [3] - Jiangsu ranks among the top in the nation for innovation capabilities, with 315,000 invention patent applications and 114,000 granted patents in the future industry sector as of June 2025 [3] Innovation Capability - Jiangsu has made breakthroughs in cutting-edge technologies, exemplified by the successful CAR-T cell therapy for multiple myeloma patients, marking a significant advancement in cell and gene technology [4] - The province is enhancing the transformation of scientific achievements into practical applications, fostering a robust innovation ecosystem [4] Patient Capital - The Jiangsu provincial strategic emerging industry mother fund has established 41 specialized funds, with a total scale of 106.9 billion yuan, providing substantial financial support to future industry enterprises [6] - Jiangsu Rural Commercial Bank has committed to providing at least 10 billion yuan in loans for future industries within a year, with an annual growth rate of no less than 20% over the next three years [6] Talent System - Jiangsu has established 38 future industry-related disciplines and 23 provincial-level key industry colleges, strengthening the talent foundation for future industry development [7] Development Trends - The "Future Industry Pilot Cluster Development" initiative has led to significant advancements, with 21 pilot areas generating substantial innovation and economic activity [8] - In Changzhou, the hydrogen energy industry has seen rapid growth, with companies achieving significant sales and developing core intellectual property [8] Application Scenarios - Jiangsu has introduced 56 landmark products in future industries, showcasing advancements in wearable technology and robotics [9][10] Regional Cooperation - The Yangtze River Delta region is enhancing collaborative innovation networks, with joint efforts in low-altitude economy development and the establishment of cross-regional industry alliances [11] Development Entities - Jiangsu has seen a surge in future-oriented enterprises, with 30 new unicorns and 119 potential unicorns, leading the nation in these categories [12] - The province has 180 high-growth enterprises with annual revenues exceeding 5 million yuan and an average growth rate of over 50% in the past two years [12]