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消费有“贷”动力、外贸有“金”动能,深圳建行多维发力助深圳稳增长
21世纪经济报道· 2025-12-08 09:50
Core Viewpoint - The article emphasizes the importance of enhancing domestic consumption and stabilizing foreign trade as key priorities for Shenzhen's economic strategy, with a focus on financial support to achieve these goals [1][2]. Group 1: Foreign Trade Support - Shenzhen has maintained its position as a leading city in foreign trade for 32 consecutive years, with significant growth in "Shenzhen Intelligent Manufacturing" in international markets [1]. - In the first ten months of 2025, Shenzhen's banks issued new loans to foreign trade enterprises amounting to 76.36 billion yuan, a year-on-year increase of 9.83% [1]. - Shenzhen Construction Bank (Shenzhen CCB) has implemented a comprehensive service plan combining domestic and foreign trade insurance to support local enterprises, facilitating 1.5 billion yuan in financing for a key renewable energy company [3]. Group 2: Financial Services and Innovations - Shenzhen CCB has provided international settlement services worth 106 billion USD, a 16% increase year-on-year, and trade financing support of 34.3 billion yuan, up 44% [3]. - The bank has expanded its policy pilot programs, serving 128 quality enterprises with nearly 30,000 transactions in trade foreign exchange services, reflecting a growth of over 12% in the number of served enterprises [4]. - The application of financial technology has improved cross-border payment experiences, reducing transaction times significantly for businesses [4]. Group 3: Consumer Support Initiatives - Shenzhen's retail sales have exceeded one trillion yuan for two consecutive years, with a loan balance in the service sector reaching 207.99 billion yuan, a year-on-year increase of 2.04% [7]. - Shenzhen CCB has launched five measures to promote consumer spending, including targeted credit card installment services that have provided over 5 billion yuan in financing, particularly in the green automotive sector [9]. - The bank has also optimized personal consumption loan policies, reducing average interest rates by over 30 basis points and serving over 400,000 customers with loan support exceeding 30 billion yuan, a 21% increase [10].