Core Insights - The fourth China-Africa Economic and Trade Expo was held in Changsha from June 12 to 15, with China Construction Bank (CCB) as an outstanding partner [1] - CCB has actively participated in previous expos, showcasing cross-border financial services and integrated operations of domestic and foreign currencies [1] Group 1: Platform Innovation - CCB, in collaboration with the provincial commerce department, has developed the "Xiangqi Chuhai+" comprehensive service platform, which has registered 12,585 users and served over 8,000 export-oriented enterprises [1] - Since 2020, CCB has facilitated international settlements amounting to $3 billion, with a service network covering 50 African countries [1] Group 2: Technological Empowerment - CCB's headquarters has launched products like "Cross-border Easy Payment" and "Guanyin One KEY Pass," with the latter distributing over 28,000 "Single Window Shared Shields" benefiting 18,200 foreign trade enterprises [1] - In 2024, CCB provided $2.5 billion in cross-border easy payment services for domestic enterprises [1] Group 3: Addressing Market Pain Points - CCB has interconnected with the Gaoqiao Market Procurement Trade Platform, serving 18 market procurement merchants and facilitating export receipts of $3.6575 million [1] - The bank has innovated small currency payment services, supporting over 140 small currencies and mainstream foreign currencies [1] Group 4: Trade Settlement Optimization - By the end of 2024, CCB has processed trade facilitation receipts for 70 enterprises amounting to $4.7 billion [2] - The bank has promoted cross-border investment and financing facilitation, providing $2.53 million in financing for 11 enterprises [2] - CCB has enhanced payment services for foreign personnel in China, processing $2.2 billion in foreign card transactions since 2024 [2]

Core Insights - The article highlights the efforts of China Construction Bank's Shandong branch in providing comprehensive financial solutions to support enterprises going global, focusing on cross-border payment services, business matchmaking, inclusive credit, and ecosystem empowerment [1][2][3]. Cross-Border Payment Empowerment - The Shandong branch has identified challenges in cross-border payments, such as long collection cycles, high fees, and complex processes, and has tailored financing solutions to address these issues [2]. - Collaborating with 31 overseas branches and over a thousand foreign agents, the bank has established a cross-border funding platform that effectively reduces financing costs for enterprises [2]. - Innovative financial products like "Cross-Border Easy Payment" allow for real-time B2B payments with zero fees, significantly improving cash flow efficiency for businesses [2][3]. Business Matchmaking - The bank has organized events like the "Global Matchmaking Festival" to connect local enterprises with international opportunities, facilitating face-to-face discussions and consultations with major e-commerce platforms [3]. - Since the launch of the Global Matchmaking Platform, the Shandong branch has hosted 33 cross-border matchmaking events, connecting 16,000 enterprises and generating over 1 billion yuan in cooperation intentions [3]. Credit Support for Small and Micro Enterprises - The Shandong branch has introduced the "Cross-Border Quick Loan" series, providing unsecured, online financing solutions with instant approval and low interest rates, benefiting 431 small and micro enterprises with 955 million yuan in credit support in 2024 [4]. - The "Cross-Border E-Commerce Tax Guarantee" product connects customs supervision, business operations, and financial services, creating a low-cost, efficient pathway for cross-border e-commerce [4][5]. Ecosystem Collaboration - The bank emphasizes a collaborative approach, integrating financial services into every aspect of the supply chain and industry chain to support enterprises in navigating international markets [5]. - Initiatives like "Good Products from Shandong" and participation in cross-border e-commerce conferences aim to build a supportive ecosystem for foreign trade enterprises [5]. - The introduction of "Cross-Border Direct Loan" facilitates direct financing for overseas warehouses, reducing asset burdens and enhancing proximity to overseas consumers [5].