Core Viewpoint - The implementation of the "Zhejiang Province Green Foreign Debt Pilot Business Guidelines" marks a significant step in supporting green finance and facilitating cross-border financing for green industries in Zhejiang Province, with a total signing amount of 2,675 million USD on the first day of registration [1] Group 1: Policy Implementation and Impact - The Zhejiang Provincial Foreign Exchange Bureau has introduced a green foreign debt pilot policy that allows eligible domestic non-financial enterprises to borrow funds from non-residents for green low-carbon transition projects, reducing the risk conversion factor from 1 to 0.5, thereby decreasing the cross-border financing risk-weighted balance [2] - Zhejiang Bank has organized a professional team to interpret policy details and match enterprise needs with policy advantages, successfully completing the first batch of green foreign debt registration on the policy's implementation day [2] Group 2: Benefits for Enterprises - The green foreign debt policy has significantly increased the cross-border financing limits for enterprises, providing them with more substantial funding reserves, while Zhejiang Bank's streamlined business processing has improved fund turnover efficiency [3] - An example of a beneficiary is Zhejiang Newtex Import and Export Co., Ltd., which will use the financing for the procurement and processing of low-carbon fabrics, aligning with the green foreign debt policy [3] Group 3: Comprehensive Cross-Border Financial Services - The successful pilot is a reflection of Zhejiang Bank's commitment to foreign trade services and policy innovation, having developed a comprehensive cross-border financial service system that includes global accounts, integrated liquidity financing, and one-stop investment and financing services [4] - In cross-border settlement, the bank has introduced small currency payment services to enhance efficiency and reduce costs, while also promoting high-level openness in cross-border trade and investment [4] Group 4: Future Directions - Moving forward, Zhejiang Bank aims to deepen the integration of green finance and cross-border financial services, increasing support for green low-carbon industries to contribute to high-quality economic development and green transformation [5]

得益于各方面的出色表现，该行品牌影响持续扩大，机构排名不断前移。在2025年《银行家》全球银行 1000强榜单中，宁波通商银行排名第604位，较上年前移16位；在2025年中银协"陀螺"综合评价城商行 序列继续保持第23位。 坚持精细化管理提"双效"，激发价值创造动能 进入新时期，银行业面临新机遇、新挑战，实现多维价值创造和多赢的核心关键是通过精细化管理，扎 实提升"双效"，推动银行自身降本增效，优化客户服务体验，落实党和国家政策及监管要求，支持区域 经济社会发展。 今年以来，宁波通商银行聚焦"提双效、强三金"，努力做好"五篇大文章"，加快提升核心竞争力，促进 高质量转型发展，持续提升区域特色品牌形象，通过综合施治、精准施策、狠抓落实，取得显著经营发 展成效。 扎根甬城沃土，背靠长三角腹地，宁波通商银行作为一家新生的小型银行，坚定差异化、特色化、专业 化发展，已成长为规模适度、特色鲜明、质效良好的专业特色银行，坚定不移地走出了一条稳健经营、 特色发展、转型提效的价值创造之路。 近年来，该行持续加强"两基"管理固本强基，着力实施"三金"融合发展策略，致力打造新时期特色发展 的"新名片"。2025年以来，进一步开 ...

Core Viewpoint - The People's Bank of China, along with other financial regulatory bodies, has launched a comprehensive financial policy package aimed at stabilizing the market and expectations, with a focus on enhancing consumption, supporting foreign trade enterprises, and promoting technological innovation [1][2]. Group 1: Policy Implementation - Multiple local financial regulatory departments are convening meetings to ensure the effective implementation of the new financial policies [2]. - The Zhejiang branch of the Bank of China plans to introduce 20 measures across eight areas to implement the financial policy, focusing on technology, foreign trade, and consumption [2]. Group 2: Financial Targets - The Zhejiang branch aims for a net increase of 10 billion yuan in technology finance loans by 2025, with a total of 17 billion USD in cross-border financing for private enterprises, 10 billion yuan in personal credit consumption loans, and 160 billion yuan for small and micro enterprises [2][4][6]. Group 3: Support for Technological Innovation - The Zhejiang branch has launched the "Shan Ke Accompanying Plan" to enhance its technology finance service system, aiming for a net increase of 10 billion yuan in technology finance loans by 2025 [3]. - As of the end of 2024, the bank served 30,712 technology enterprises with a financing balance of 367.4 billion yuan [3]. Group 4: Foreign Trade Support - The bank has introduced special support policies for foreign trade, including flexible repayment arrangements and financial advisory services to alleviate the financial pressures on foreign trade enterprises [4]. - The goal is to achieve a total of 17 billion USD in cross-border financing for private enterprises by 2025 [4]. Group 5: Consumer Loan Initiatives - The bank plans to issue over 10 billion yuan in personal consumption loans this year, with additional subsidies for consumer incentives [6]. - A consumption loan doubling plan will target new citizens and college graduates, with increased loan limits and extended terms [6]. Group 6: Support for Small and Micro Enterprises - The bank will implement a no-repayment renewal policy for small and micro enterprises, aiming for a cumulative credit amount of 180 billion yuan and a cumulative loan amount of 160 billion yuan by the end of 2025 [7].