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金融机构要为提振和扩大消费作出更大贡献
Zheng Quan Ri Bao· 2025-07-13 15:42
Group 1 - The core viewpoint of the article emphasizes the role of financial support in boosting and expanding consumption, as outlined in the recent guidelines [1] - Financial institutions are encouraged to support enterprises in technological innovation and industrial upgrades to enhance product quality and meet consumer demands for high-quality and personalized products [1] - There is a focus on optimizing the efficiency of capital flow in supply chains to reduce operational costs for businesses, thereby improving market competitiveness and creating a virtuous cycle of "supply upgrade - consumption quality improvement" [1] Group 2 - The demand side of the market is characterized by diversified and scenario-based financial service needs, particularly in emerging consumption areas such as new energy vehicles, smart home products, and green appliances [1] - Financial institutions are urged to innovate and develop a combination of products like installment loans, consumption subsidies, and insurance guarantees to cater to these new consumption fields [1] - In rural areas, there is a push to promote convenient payment tools and inclusive consumption credit to activate the potential of lower-tier markets [1] Group 3 - Recent years have seen financial institutions in China actively responding to policies aimed at boosting consumption, resulting in a series of innovative measures that have shown initial success [1] - The consumption market is exhibiting robust growth, demonstrating strong resilience and vitality [1] - An example from Zhejiang Chun'an County illustrates how local rural commercial banks have implemented a "ten special actions for financial support to boost consumption," including a 300 million yuan special credit allocation and 30 million yuan in interest discounts to effectively stimulate local consumption [2]