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广发银行助力科技金融生态圈可持续发展
Zheng Quan Shi Bao Wang· 2025-09-12 05:14
Core Viewpoint - The article emphasizes the commitment of Guangfa Bank to support technology-driven enterprises through innovative financial services and products, aligning with national strategies for technological advancement and economic development [1][6]. Group 1: Financial Services for Technology Enterprises - Guangfa Bank has integrated the mission of serving technology-driven enterprises into its development plan, achieving a loan balance of 253.6 billion yuan for technology enterprises by the end of June [1]. - The bank has developed a comprehensive financial service model that combines bank credit, insurance investment, and insurance protection to support key industries such as information technology, equipment manufacturing, new materials, and biomedicine [2]. - Customized financial service solutions, such as "Kechuang Weirong," have been designed to meet the diverse financial needs of technology enterprises at different growth stages, including seed, startup, growth, and mature phases [3]. Group 2: Risk Assessment and Service Quality - Guangfa Bank is enhancing its risk assessment capabilities by investing in technology, utilizing artificial intelligence and big data to improve credit risk evaluation and create accurate customer profiles [3]. - The bank has established 28 technology financial centers to provide specialized financial services for local high-level technology research and innovation, ensuring precise service delivery to technology enterprises [4]. Group 3: Collaboration with Local Governments - Guangfa Bank is actively collaborating with local governments to implement the "Yiqi Gongying Plan," which aims to empower the real economy and support industrial upgrades, having signed strategic cooperation agreements with 76 technology enterprises amounting to over 3.8 billion yuan by June 2025 [5]. - The bank plans to enhance its financial support capabilities for technology innovation, tailoring strategies to local industrial characteristics and fostering a favorable financial ecosystem for technology enterprises [5].