封关在即，海南自贸港潮涌不息。海风徐徐，传来一个又一个令人振奋的消息。广发银行认真学习贯彻 好党的二十届四中全会精神，凝心聚力真抓实干，充分发挥毗邻区位优势，将金融服务自粤港澳大湾区 延伸到海南自贸港，为高水平对外开放注入澎湃金融动能。 搭建跨境合作桥梁，助力海南自贸港建设 作为我国对外开放的重要窗口，畅通海南自贸港贸易通道成为吸引境外投资者的重要因素，广发银行持 续创新跨境服务模式，助力外贸企业稳规模、优结构，支持海南省扩大高水平对外开放。 广发银行海口分行充分把握海南自贸港"零关税""低税率""简税制"的政策红利，围绕建设"三区一中 心"战略定位，构建丰富的跨境业务产品体系，服务"引进来"和"走出去"企业。 一方面，加大跨境金融产品供给，提供跨境资金池，支持企业在全球范围内优化资金配置；开展内保外 贷、外保内贷业务，拓宽跨境企业融资渠道；协同广发银行在港澳分行开展跨境直贷，降低企业融资成 本。 另一方面，持续提升跨境业务服务水平，提高跨境结算便利度，推广资本项目收入支付便利化政策，为 境内外企业提供多元化币种选择，助力更高水平贸易投资人民币结算便利化试点政策实施；提升跨境贸 易融资效率，积极落实支付便利化 ...

封关在即，海南自贸港潮涌不息。广发银行学习贯彻好党的二十届四中全会精神，凝心聚力真抓实干， 充分发挥毗邻区位优势，将金融服务自粤港澳大湾区延伸到海南自贸港，为高水平对外开放注入澎湃金 融动能。 搭建跨境合作桥梁，助力海南自贸港建设 作为我国对外开放的重要窗口，畅通海南自贸港贸易通道成为吸引境外投资者的重要因素，广发银行持 续创新跨境服务模式，助力外贸企业稳规模、优结构，支持海南省扩大高水平对外开放。 广发银行海口分行充分把握海南自贸港"零关税""低税率""简税制"的政策红利，围绕建设"三区一中 心"战略定位，构建丰富的跨境业务产品体系，服务"引进来"和"走出去"企业。 一方面，加大跨境金融产品供给，提供跨境资金池，支持企业在全球范围内优化资金配置；开展内保外 贷、外保内贷业务，拓宽跨境企业融资渠道；协同广发银行在港澳分行开展跨境直贷，降低企业融资成 本。 "惠"就千行万业，绘就普惠金融蓬勃发展的生动图景。海口分行积极落实支持小微企业融资协调工作机 制，开展清单式排查，上门问需，实行专人专管、优先受理，全面满足小微企业金融需求。截至目前， 分行普惠小微企业贷款余额较年初增幅14%，向在琼乡村振兴帮扶点累计投入帮 ...

Core Viewpoint - The article emphasizes the commitment of Guangfa Bank to support technology-driven enterprises through innovative financial services and products, aligning with national strategies for technological advancement and economic development [1][6]. Group 1: Financial Services for Technology Enterprises - Guangfa Bank has integrated the mission of serving technology-driven enterprises into its development plan, achieving a loan balance of 253.6 billion yuan for technology enterprises by the end of June [1]. - The bank has developed a comprehensive financial service model that combines bank credit, insurance investment, and insurance protection to support key industries such as information technology, equipment manufacturing, new materials, and biomedicine [2]. - Customized financial service solutions, such as "Kechuang Weirong," have been designed to meet the diverse financial needs of technology enterprises at different growth stages, including seed, startup, growth, and mature phases [3]. Group 2: Risk Assessment and Service Quality - Guangfa Bank is enhancing its risk assessment capabilities by investing in technology, utilizing artificial intelligence and big data to improve credit risk evaluation and create accurate customer profiles [3]. - The bank has established 28 technology financial centers to provide specialized financial services for local high-level technology research and innovation, ensuring precise service delivery to technology enterprises [4]. Group 3: Collaboration with Local Governments - Guangfa Bank is actively collaborating with local governments to implement the "Yiqi Gongying Plan," which aims to empower the real economy and support industrial upgrades, having signed strategic cooperation agreements with 76 technology enterprises amounting to over 3.8 billion yuan by June 2025 [5]. - The bank plans to enhance its financial support capabilities for technology innovation, tailoring strategies to local industrial characteristics and fostering a favorable financial ecosystem for technology enterprises [5].