Core Viewpoint - Yizhangtong Financial Technology Co., Ltd. has completed its privatization and delisted from the US stock market, following a long period of poor stock performance and loss of financing capabilities [2][3]. Group 1: Privatization Details - The privatization plan was disclosed in March 2025, with the controlling shareholder, Boyu, offering to acquire all outstanding shares at a price of HKD 2.068 per share (approximately USD 7.976 per ADS), valuing the company at around HKD 2.4 billion [2]. - After 8 months, Yizhangtong successfully completed the privatization and delisting from the US market [2]. - The company was initially listed on the US stock market in December 2019, raising over USD 300 million and achieving a market capitalization exceeding USD 3 billion [2]. Group 2: Financial Performance - Yizhangtong's revenue for the first half of 2025 was HKD 800 million, a decline of 43.4% compared to HKD 1.416 billion in the same period the previous year [6][7]. - Revenue from Ping An Group and Lufax was HKD 384 million, down 59% from HKD 936 million year-on-year [7]. - Revenue from third-party clients was HKD 417 million, a decrease of 13.1% from HKD 480 million year-on-year [7]. - The gross profit for the first half of 2025 was HKD 209 million, with a gross margin of 26.1%, down from 37.1% in the previous year [7]. - The operating loss for the first half of 2025 was HKD 106 million, with an operating profit margin of -13.2% [7]. Group 3: Market Position and Strategy - Yizhangtong was established in December 2015 and focuses on providing technology services to financial institutions, leveraging its relationship with Ping An Group [5]. - The company aims to better facilitate its transformation post-privatization, as it had lost its financing function due to prolonged low stock prices [3].

Group 1 - Financial One's revenue from continuing operations for the first half of 2025 was 801 million RMB, a year-on-year decrease of 43.4% [1] - The gross margin for continuing operations was 26.1%, down from 37.1% in the same period last year [1] - The loss attributable to owners from continuing operations was 78.495 million RMB, compared to 70.485 million RMB in the same period last year [1] Group 2 - The revenue from implementation services was 291 million RMB, while transaction-based and support services revenue amounted to 510 million RMB [1] - Revenue from operational support services increased by 16.6% year-on-year to 309 million RMB, driven by increased transaction volume in insurance solutions [1] - As of June 30, 2025, Financial One expanded its overseas business to 20 countries and regions, serving 214 clients [1] Group 3 - Financial One and its controlling shareholder, China Ping An, announced plans for privatization due to long-term low stock prices [2] - The privatization plan received approval from the State Administration for Market Regulation on July 9, 2025 [2] - Financial One, a commercial technology service provider for financial institutions, was listed on the New York Stock Exchange in December 2019 and on the Hong Kong Stock Exchange in July 2022 [2]

Core Insights - The 2025 Lujiazui Forum has commenced with the theme of "Financial Opening and Cooperation in the Global Economic Landscape," showcasing advancements in AI and digital credit technologies in reshaping the financial ecosystem [1] - Ping An Group's financial subsidiary, OneConnect, emphasizes a customer service philosophy of "saving worry, time, and money," aligning with market trends to support innovation through technology-driven solutions [1] Group 1: Small and Micro Enterprises Financing - A case study highlights a ceramic small business owner in Jiangxi facing financing challenges due to traditional credit models that require collateral, leading to delays in funding [2] - A local city commercial bank introduced a specialized loan product for ceramic small businesses, utilizing transaction data and tax records to create "digital credit," significantly reducing the approval process to 24 hours [2][3] - The collaboration between OneConnect and the Jiangxi city commercial bank has resulted in a "Inclusive Financing Service Platform," improving loan approval efficiency by 12% and achieving a monthly loan amount of 300 million yuan for ceramic small enterprises by mid-2025 [3] Group 2: Digital Transformation in Financial Services - OneConnect's digital solutions have enhanced the efficiency of loan processes, with a private bank reporting over a 40% increase in loan processing efficiency after implementing a comprehensive digital credit solution [3] - The introduction of the "Jin Jie Ying AI Mortgage Solution" has automated 92% of mortgage processes, increasing productivity for customer managers by six times and providing a more efficient financing channel for small businesses and farmers [4] - The integration of AI technology across various financial services has led to significant operational improvements, such as a 25% increase in claims processing efficiency for an insurance company and a 50% reduction in policy issuance time for life insurance [5][6] Group 3: Ecosystem Development and Impact - OneConnect's services have reached over 2 million small and medium-sized enterprises, contributing to an inclusive loan balance of 32.93 trillion yuan, and promoting a "data credit" model in rural industries [7] - The company collaborates with government and regulatory bodies to enhance financial technology infrastructure, achieving a 40% increase in loan efficiency and a 50% improvement in AI risk control capabilities [7] - The overarching goal is to embed technology into the financial ecosystem, facilitating a symbiotic relationship between finance and industry, thereby contributing to a "Chinese paradigm" in global inclusive finance development [8]

资料显示，壹账通金融科技有限公司是面向金融机构的商业科技服务提供商(Technology-as-a-Service Provider),为国家高新技术企业。作为中国平安集团的联营公司,金融壹账通依托平安集团30多年金融行 业的丰富经验及自主科研能力,向客户提供"横向一体化、纵向全覆盖"的整合产品——包括数字化银 行、数字化保险和提供数字金融基础设施的加马平台。公司以"技术+业务"为独特竞争力,帮助客户提升 效率、提升服务、降低成本、降低风险,实现数字化转型。·公司于2019年12月登陆纽约交易所。·根据灼 识咨询的资料,按2020年金融软件及服务收入计算,公司在已上市的中国商业科技服务提供商中排名第 二。·公司于2021年9月提出"一体两翼"升级战略,以服务金融机构数字化转型为一体,同步拓展生态和境 外两翼,积极推动金融服务生态的整体数字化转型。·2022年7月公司正式在香港交易所挂牌上市。金融壹 账通拥有强大的人工智能、大数据和区块链等前沿科技实力。截至2023年12月31日,公司累计荣获305项 国内外奖项,其中连续6年入围毕马威"中国领先金融科技50企业"榜单(2018-2023)及IDC FinTec ...

本文源自：金融界 5月15日，金融壹账通(OCFT)开盘上涨5.6%，截至21:30，报6.98美元/股，成交9.83万美元，总市值2.72 亿美元。 作者：行情君 财务数据显示，截至2024年12月31日，金融壹账通收入总额22.48亿人民币，同比减少36.16%；归母净 利润-4.6亿人民币，同比减少26.73%。 5月20日，金融壹账通将披露2025财年一季报（数据来源于纳斯达克官网，预计披露日期为美国当地时 间，实际披露日期以公司公告为准）。 资料显示，壹账通金融科技有限公司是面向金融机构的商业科技服务提供商(Technology-as-a-Service Provider),为国家高新技术企业。作为中国平安集团的联营公司,金融壹账通依托平安集团30多年金融行 业的丰富经验及自主科研能力,向客户提供"横向一体化、纵向全覆盖"的整合产品——包括数字化银 行、数字化保险和提供数字金融基础设施的加马平台。公司以"技术+业务"为独特竞争力,帮助客户提升 效率、提升服务、降低成本、降低风险,实现数字化转型。·公司于2019年12月登陆纽约交易所。·根据灼 识咨询的资料,按2020年金融软件及服务收入计算,公司在 ...

作者：行情君 资料显示，壹账通金融科技有限公司是面向金融机构的商业科技服务提供商(Technology-as-a-Service Provider),为国家高新技术企业。作为中国平安集团的联营公司,金融壹账通依托平安集团30多年金融行 业的丰富经验及自主科研能力,向客户提供"横向一体化、纵向全覆盖"的整合产品——包括数字化银 行、数字化保险和提供数字金融基础设施的加马平台。公司以"技术+业务"为独特竞争力,帮助客户提升 效率、提升服务、降低成本、降低风险,实现数字化转型。·公司于2019年12月登陆纽约交易所。·根据灼 识咨询的资料,按2020年金融软件及服务收入计算,公司在已上市的中国商业科技服务提供商中排名第 二。·公司于2021年9月提出"一体两翼"升级战略,以服务金融机构数字化转型为一体,同步拓展生态和境 外两翼,积极推动金融服务生态的整体数字化转型。·2022年7月公司正式在香港交易所挂牌上市。金融壹 账通拥有强大的人工智能、大数据和区块链等前沿科技实力。截至2023年12月31日,公司累计荣获305项 国内外奖项,其中连续6年入围毕马威"中国领先金融科技50企业"榜单(2018-2023)及IDC ...

财务数据显示，截至2024年12月31日，金融壹账通收入总额22.48亿人民币，同比减少36.16%；归母净 利润-4.6亿人民币，同比减少26.73%。 大事提醒： 5月20日，金融壹账通将披露2025财年一季报（数据来源于纳斯达克官网，预计披露日期为美国当地时 间，实际披露日期以公司公告为准）。 资料显示，壹账通金融科技有限公司是面向金融机构的商业科技服务提供商(Technology-as-a-Service Provider),为国家高新技术企业。作为中国平安集团的联营公司,金融壹账通依托平安集团30多年金融行 业的丰富经验及自主科研能力,向客户提供"横向一体化、纵向全覆盖"的整合产品——包括数字化银 行、数字化保险和提供数字金融基础设施的加马平台。公司以"技术+业务"为独特竞争力,帮助客户提升 效率、提升服务、降低成本、降低风险,实现数字化转型。·公司于2019年12月登陆纽约交易所。·根据灼 识咨询的资料,按2020年金融软件及服务收入计算,公司在已上市的中国商业科技服务提供商中排名第 二。·公司于2021年9月提出"一体两翼"升级战略,以服务金融机构数字化转型为一体,同步拓展生态和境 外两翼,积极 ...