Group 1 - The trend of "wealth transformation" of deposits is accelerating, with a shift from traditional savings to low-volatility financial products, funds, and fixed-income products due to declining deposit interest rates and a recovering capital market [1] - In August, non-bank deposits saw a net increase of 591.9 billion yuan, indicating a continuous change in the structure of fund allocation [1] - Although residents' risk appetite remains low and has not significantly flowed into the stock market, there is a tendency for short-term allocation in interest-sensitive deposits on the corporate side [1] Group 2 - The Dividend Low Volatility ETF closely tracks the CSI Dividend Low Volatility Index, which reflects the overall performance of securities with high dividend levels and low volatility [1] - As of September 18, 2025, the Dividend Low Volatility ETF has achieved a maximum monthly return of 12.34% since its inception, with the longest consecutive monthly gains being 4 months and a maximum cumulative increase of 11.78% [1] - The ETF has a historical one-year profit probability of 100.00%, with a cumulative increase of 20.63% over the past year as of September 18, 2025 [1] Group 3 - The Dividend Low Volatility ETF has seen continuous net inflows over the past 4 days, with the highest single-day net inflow reaching 9.7429 million yuan, totaling 18.7763 million yuan, and an average daily net inflow of 4.6941 million yuan [1] - The management fee for the Dividend Low Volatility ETF is 0.15%, and the custody fee is 0.05%, making it the lowest among comparable funds [1]