Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) is actively enhancing the experience of foreign visitors in Chengdu during the World University Games by providing convenient payment solutions and personalized services through its volunteer team [5]. Group 1: Payment Solutions - ICBC has introduced "Card Code Pass," a payment service designed for foreign visitors in China, allowing various payment methods including card swiping, inserting, and QR code scanning [3]. - Volunteers assist foreign tourists in using the "Card Code Pass," helping them to easily navigate the payment process and enjoy local shopping experiences [2][3]. Group 2: Volunteer Services - ICBC volunteers provide guidance to foreign tourists at major cultural landmarks in Chengdu, offering route planning and tips for avoiding peak visiting times [4]. - The volunteers also assist with language translation and provide information about local attractions, ensuring that foreign visitors can fully appreciate Chengdu's culture and history [4][5]. Group 3: Community Engagement - ICBC's involvement in the World University Games reflects its commitment to integrating financial services with community support, enhancing the overall visitor experience [5]. - The bank's efforts include setting up consultation desks for currency exchange and providing real-time multi-currency exchange rate information [5].

Group 1: Core Financial Data - As of the end of June, the total loan balance in Sichuan reached 12.7 trillion yuan, with a year-on-year growth of 11.6%, maintaining a leading position nationally for 36 consecutive months [2] - The total deposit balance was 14.4 trillion yuan, showing a year-on-year increase of 10.8% [2] Group 2: Technology Finance - Technology loans in Sichuan increased by 40.18% year-on-year, with a total loan balance of 21.78 billion yuan for technology enterprise mergers and acquisitions [4] - The "Chuangtou Tianfu" roadshow platform has facilitated 12 events, covering over 115 projects across key industries, resulting in intended financing of 281 million yuan for 49 projects [3] Group 3: Green Finance - By the end of June, the balance of green financing loans reached 1.99 trillion yuan, with significant support for companies like Geely Sichuan Commercial Vehicle Co., Ltd. receiving approximately 30 million yuan in short-term loans [6] - The implementation of the "Sichuan Province Green Finance Innovation Development Work Plan (2024-2026)" has led to over 11 billion yuan in approved loan amounts for green projects [6] Group 4: Inclusive Finance - The balance of inclusive agricultural loans grew by 6.35%, with key areas like grain loans increasing by 29.38% and farmland construction loans by 35.30% [7] - The average interest rate for newly issued inclusive agricultural loans has decreased by 45 basis points compared to 2024 [7] Group 5: Pension Finance - By the end of June, Sichuan's exclusive commercial pension insurance achieved a premium income of 64.36 million yuan, while individual pensions reached 281.50 million yuan [10] - Financial institutions are focusing on age-friendly services, including the establishment of dedicated service windows and the development of financial products tailored for the elderly [11] Group 6: Digital Finance - Sichuan's digital finance initiatives include the development of a smart risk control system that has successfully warned of potential risks for over a hundred enterprises [12] - The digital RMB transaction volume is increasing, with applications expanding into various sectors such as government payments and healthcare [12] Group 7: Overall Financial Performance - The financial system in Sichuan has shown strong development momentum in the first half of the year, with a focus on supporting high-quality economic growth through targeted financial services [13]

Core Insights - The financial sector in Sichuan has shown strong growth in the first half of the year, with significant increases in social financing, loans, and deposits, indicating a robust economic environment [4][5] - The focus on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, is driving the high-quality development of the economy in Sichuan [4][5] Financial Performance - The total social financing in Sichuan increased by 1.1778 trillion yuan compared to the beginning of the year, a year-on-year increase of 215 billion yuan [4] - As of June, the total loan balance reached 12.7 trillion yuan, with a year-on-year growth of 11.6%, outpacing the national average by 4.8 percentage points [4] - The total deposit balance was 14.4 trillion yuan, with a year-on-year increase of 10.8%, also higher than the national growth rate [4] Sector-Specific Developments - Technology finance has seen a loan balance growth of 40.18%, with significant support for small and medium-sized technology enterprises [4][5] - Green financing loans reached a balance of 1.99 trillion yuan, reflecting the commitment to sustainable development [4][5] - Inclusive finance has led to a 21% increase in small micro-loans, supporting the growth of small businesses [4][5] Pension and Digital Finance - The exclusive commercial pension insurance achieved a premium income of 64.36 million yuan, while personal pension income reached 281.5 million yuan [5] - Digital finance innovations, such as the "smart risk control system," have enhanced the ability to predict potential risks for businesses, aiding financial institutions in avoiding losses [5] Conclusion - The financial sector in Sichuan is positioned for continued growth, with a strong emphasis on innovation and support for key industries, contributing to the overall economic recovery and development [4][5]