Regulatory Dynamics - The three departments are exploring the construction of a forest insurance product system, including index insurance, yield insurance, income insurance, and liability insurance [7] - The Ministry of Commerce will increase support for export credit insurance and enhance the convenience of insurance services [8] - The Financial Regulatory Bureau has introduced new regulations for insurance company capital guarantee deposits [9] - In 2024, the compulsory traffic insurance premium income is projected to be 271.06 billion, with claims costs at 226.28 billion [10] - The Financial Regulatory Bureau has abolished 11 regulatory documents related to the insurance industry [11] - From January to July 2025, the insurance industry’s original premium income exceeded 4.2 trillion, with claims expenditures exceeding 1.5 trillion [12] - The Medical Insurance Bureau reported that from January to July 2025, the basic medical insurance fund income exceeded 1.68 trillion, with expenditures nearing 1.37 trillion [13] Company Dynamics - Ping An Life has made three significant investments in Agricultural Bank's H-shares within six months [20] - Minsheng Insurance increased its stake in Zheshang Bank's H-shares to 6.03% [21] - Hongkang Life raised its stake in Zhengzhou Bank's H-shares to 21.24% [22] - Hongkang Life also increased its stake in Honghua Smart Energy to 7.05% [23] - China Ping An plans to cancel 103 million A-shares [24] - China Life has established a venture capital fund with a registered capital of 1 billion [25] - Sunshine Life, along with Tencent and other partners, has set up an equity investment fund with an investment of approximately 22.43 billion [27] - AIA Life has established an equity investment fund in Tianjin with a total investment of 4.5 billion [28] - Guolian Life has set up a 1.22 billion fund to invest in new quality productivity and smart technology [29] - China Pacific Insurance reported a net profit of 27.885 billion for the first half of the year, a year-on-year increase of 11% [30] - China Taiping reported a net profit of 6.764 billion HKD for the first half of the year, a year-on-year increase of 12.2% [32] - New China Life's net profit for the first half of the year was 14.799 billion, a year-on-year increase of 33.5% [34] - China Life's net profit reached 40.931 billion for the first half of the year, a year-on-year increase of 6.9% [35] - China Insurance reported a net profit of 26.530 billion for the first half of the year, a year-on-year increase of 16.9% [36] - China Ping An's operating profit for the first half of the year was 77.732 billion, a year-on-year increase of 3.7% [38] - China Re reported total premium income of 103.835 billion for the first half of the year, with a net profit growth of 9.0% to 6.244 billion [41] Industry Dynamics - A total of 73 life insurance companies reported a combined net profit of 185.8 billion for the first half of the year, with a year-on-year increase of approximately 25% [64] - The first AIC equity investment fund that incorporates bank insurance funds has been established with a capital of 1 billion [65] - Another insurance asset private equity fund has completed registration [66]

在产品保险保障之外，"智选逸生"还整合了覆盖诊前、诊中、诊后的全流程健康服务，包括健康咨询、 门诊预约、就医陪诊、特药配送等实用支持，并提供全国30余家知名医院特需/国际部直付服务，进一 步完善客户的就医选择。客户可根据需求选择全套保障或灵活增减责任，服务与保障同步调整，让客户 在复杂医疗环境中获得更灵活、更从容的健康管理体验[2]。 友邦人寿首席客户官、首席健康业务官张敏先生表示："友邦人寿始终坚持'以客户驱动'的业务革新， 引领保障型产品与服务持续升级。通过对客户需求前瞻、精准的洞察，以及对客户分层的精细化经营， 此次'智选逸生'通过模块化设计，真正将保障定义权交予客户，由客户因需赋形，这既是友邦积极响应 国家建设多层次医疗保障体系的切实举措，也是我们夯实'全程健康友保障'这一价值主张的创新实践。 我们期待通过更多这样的创新，充分发挥保障类产品的社会价值，筑牢抵御健康风险的韧性基石，陪伴 更多中国家庭'健康长久好生活'"。 [1]具体保险责任及内容均以正式保险合同的保险条款为准 [2]具体服务内容、服务标准以及涉及的由第三方提供的合作服务声明以最新版《服务手册》&公文为准 基于对政策导向与市场需求的深刻洞 ...