（文章来源：新华社） 报告显示，2024年银行业国际结算量12.75万亿美元，国内信用证结算量3.62万亿元人民币，同比分别增 长10.35%和17.89%，均创历史新高。国际贸易融资业务量4884.75亿美元，较上一年小幅回落，而国内 贸易融资业务量4.66万亿元，同比增长16.35%。国际保理业务量133.18亿美元，近三年来首次出现同比 下降，国内保理业务量突破4万亿元，同比增长17.03%，仍是银行业保理业务的主要增长点。 报告称，在全球产业链加速重构、数字技术深度渗透实体经济的时代背景下，银行业贸易金融将沿 着"产业深耕+技术赋能"路径持续升级，不断完善专业化服务体系、强化风险防控能力、深化国际合作 与交流，为我国贸易强国建设与构建开放型经济新体制注入持久动能。 中国银行业协会近日发布的《中国贸易金融行业发展报告（2024—2025）》称，在坚实的发展基础和强 有力的政策支持下，我国银行业贸易金融业务总体保持稳步增长态势。 ...

Core Insights - The report highlights the steady growth of trade finance in the banking sector, driven by strong policy support and a solid development foundation [2][4] - Trade finance plays a crucial role in facilitating supply chain financing and empowering the real economy [2][4] Group 1: Trade Finance Development - In 2024, the international settlement volume reached $12.75 trillion, and domestic letter of credit settlement volume was ¥3.62 trillion, marking year-on-year growth of 10.35% and 17.89% respectively, both hitting historical highs [2] - International trade financing volume was $488.475 billion, showing a slight decline, while domestic trade financing volume was ¥4.66 trillion, with a year-on-year increase of 16.35% [2] - International factoring volume was $13.318 billion, experiencing a year-on-year decline for the first time in three years, while domestic factoring volume exceeded ¥4 trillion, growing by 17.03% [2] Group 2: Innovation and Risk Management - The banking sector is encouraged to innovate continuously, focusing on digital finance, supply chain financial platforms, and utilizing technologies like big data and AI for intelligent document review [3] - There is a need to strengthen risk prevention measures, including multi-level assessment mechanisms for country and sovereign credit risks, and enhancing compliance management for cross-border capital flows [3] - The report emphasizes the importance of trade finance in supporting national development strategies, stabilizing foreign trade, and promoting integrated domestic and foreign trade [4] Group 3: Future Outlook - The future of trade finance is expected to evolve along the path of "industry deepening + technology empowerment," enhancing specialized service systems and international cooperation [4] - The banking industry aims to inject lasting momentum into the construction of a strong trade nation and the establishment of an open economic system [4]