Core Insights - The article emphasizes the importance of asset allocation in navigating market volatility and achieving long-term investment stability [1][5][8] Group 1: Economic Cycle and Asset Performance - Over the past five years, various asset classes have experienced different levels of volatility, influenced by economic cycles, highlighting that no asset has a perpetual upward trend [2] - The annual returns of major asset classes for 2020-2024 show significant fluctuations, with Chinese stocks returning 18.61% in 2024, while global stocks returned 17.45% [4] Group 2: Low Correlation Asset Allocation - Allocating assets with low or negative correlation can effectively hedge market risks and reduce overall portfolio volatility [5][6] - The correlation coefficients among major financial indices indicate that certain assets, like domestic bonds, often exhibit negative correlation with equities, which can be beneficial for risk management [6] Group 3: Simplifying Asset Allocation - The article introduces a "fixed income enhancement" strategy as a straightforward framework for asset allocation, using bonds as a stable foundation while selectively adding equity assets to capture market upside [8][10] - The "Guofu Anyi Stable 6-Month Holding Mixed Fund" under Guohai Franklin Fund exemplifies this strategy, focusing on dividend and stable growth stocks, including both A-shares and Hong Kong stocks to enhance adaptability to market fluctuations [9][10] Group 4: Performance Metrics - The "Guofu Anyi Stable 6-Month Holding Mixed Fund" has outperformed its peers in both return and risk control over the past year, achieving a return of 6.16% compared to the peer average of 5.87% [11][12] - The fund's performance metrics indicate a solid strategy, with a clear focus on core assets and a straightforward approach to complex market conditions [13]