Core Insights - The Postal Savings Bank of China (PSBC) has been deeply involved in the agricultural sector in Jian San Jiang for 17 years, witnessing the transition from a single agricultural production model to a diversified and modern agricultural industry [2] - The bank has provided over 10 billion yuan in agricultural loans, helping farmers expand production and upgrade agricultural technology [2] - The bank's innovative loan products, such as "Express Loan," have significantly improved service efficiency and customer experience for farmers [3] Group 1: Agricultural Development - Jian San Jiang is recognized as "China's Green Rice Capital," with 11.41 million mu of cultivated land and a leading position in agricultural mechanization and grain commercialization [1] - The area has 15 large and medium-sized state-owned farms, making it a key demonstration zone for modern agriculture in China [1] - The local agricultural sector is expected to see a bumper harvest this year due to favorable weather conditions, with farmers anticipating high yields [1] Group 2: Financial Services - The PSBC Jian San Jiang branch has achieved a personal operating loan balance of 2.273 billion yuan, with a net increase of 776 million yuan this year, becoming the first primary branch in Heilongjiang Province to surpass 2 billion yuan in personal operating loans [1] - The bank's "Express Loan" product allows farmers to access credit quickly, with one farmer receiving a credit line of 900,000 yuan before the planting season [1][3] - The bank's proactive credit granting model has resulted in a loan issuance of 2.345 billion yuan, leading the local state-owned banks in loan volume [3]