建三江，被誉为"中国绿色米都"，拥有15个大中型国有农场，耕地面积达到1141万亩，在农业机械化、 粮食商品率等方面均居全国前列，是我国现代化大农业的重要示范区。17年来，邮储银行建三江支行坚 守服务"三农"初心，聚焦"两小"群体，不断创新多元化贷款产品、提升服务效率、优化客户体验，不断 赢得垦区农户认可。截至8月末，该支行个人经营性贷款余额22.73亿元，当年净增7.76亿元，成为黑龙 江省系统内首家个人经营性贷款突破20亿元的一级支行。 "今年气象条件好，从春播到成熟期气温普遍略高，水稻丰产已成定局。"创业农场第六管理区农户于海 涛表示，今年他承包的800亩稻田栽种的品种是"龙粳57"，每亩水稻收益预估能超过500元。 转自：新华财经 "从2005年成立到2024年被认定为农业产业化国家重点龙头企业，公司每一步发展都离不开金融机构的 支持。"吴双表示，邮储银行能够为企业授信1000万元的贷款额度，3年内可以循环使用，用着很便捷。 姚有志表示，针对垦区农户日常应急及小额资金需求，邮储银行推出了"极速贷"信用户线上产品，实现 线上申请与快速审批，使农户足不出户即可享受便捷高效的信贷服务。同时，该行推出的"垦区 ...

Core Insights - The article highlights the development of the sheep industry in Shuozhou, Shanxi, leveraging local natural resources and financial support from Postal Savings Bank to enhance production and economic benefits [1][2]. Group 1: Industry Development - Shuozhou is recognized as a significant high-quality meat sheep production area and a key supplier of livestock products for the Beijing-Tianjin region [1]. - The local sheep industry has seen substantial growth, with 95% of villagers in Nanxiaozhai engaged in sheep farming, resulting in over 80,000 sheep and an annual output of more than 150,000 sheep, generating an annual output value of 30 million yuan [2]. Group 2: Financial Support and Products - Postal Savings Bank Shuozhou Branch has introduced innovative credit products, such as entrepreneurial guarantee loans and meat sheep breeding industry chain loans, to alleviate funding shortages for farmers and support their expansion plans [2][3]. - In 2024, the bank has disbursed a total of 230 million yuan in loans to local sheep farmers, distributors, and catering businesses, demonstrating a strong commitment to the sheep industry [3]. Group 3: Collaboration and Market Research - The bank has conducted market research in key breeding villages to understand the financial needs of stable and reputable breeding farms, providing loans to 126 farms and over 600 farmers [2]. - A collaborative effort between the bank, local government, and village committees has been established to address financing challenges in the sheep industry, enhancing the overall development of the industry chain [2][3]. Group 4: Loan Processing Efficiency - The bank has optimized the loan approval process for the sheep industry, focusing on efficiency and convenience for clients, which includes simplifying application procedures and leveraging online services [3].

Core Viewpoint - The company is actively enhancing agricultural insurance services during the critical "Three Summer" period to ensure food security and support farmers' income through comprehensive risk management and innovative technology [1][3][6]. Group 1: Agricultural Insurance Services - The company is shifting its agricultural insurance model from "post-disaster compensation" to a full-chain service model that includes "prevention, intervention, and post-disaster claims" to safeguard summer grain production [1]. - As of now, the company has provided risk coverage of 1.915 billion yuan for 221,403 households and 2.016 million acres of wheat [1]. - In Jiangsu, the company has collaborated with local fire departments to conduct safety awareness campaigns to prevent fire risks in wheat fields, enhancing farmers' risk prevention awareness [3]. Group 2: Technological Empowerment - The company is utilizing the "Yunzhibao" platform and drone inspections to ensure precise underwriting and claims processes, thereby enhancing food security and farmers' income [3][4]. - Advanced technologies such as satellite remote sensing, high-precision aerial photography, and IoT sensors are being employed to monitor crop growth and assess risks accurately [4]. - In Hebei, the company has completed over 1,800 inspections of disaster-affected wheat fields, utilizing drones for more than 120 households [4]. Group 3: Community Engagement and Support - The company's staff, including party members, are actively engaging with farmers to address practical issues during the summer harvest, contributing to the overall agricultural productivity [6]. - In collaboration with local agricultural and meteorological departments, the company is facilitating information sharing and resource coordination to assist farmers in harvesting wheat [6]. - The company is committed to maintaining its focus on serving the agricultural sector, ensuring that support reaches farmers effectively [6].

Group 1 - The article highlights the significant role of local credit cooperatives in supporting agricultural and livestock development in the Fuhai County of Xinjiang, particularly through loans and financial services [1][2] - Martinbek Reyimu, a local farmer, expanded his planting area from 80 acres to 2,100 acres with the help of a loan from the Fuhai County Agricultural Credit Cooperative, which increased from 100,000 yuan to 1 million yuan [1] - The Fuhai County Agricultural Credit Cooperative has issued a total of 496 million yuan in spring farming loans, an increase of 94 million yuan or 23.38% compared to the same period last year, exceeding their planned target by 124% [2] Group 2 - The article describes the peak lambing season for camels from March to May, during which local livestock farmer Jeken Shaliti has developed a unique camel breeding operation with a current stock of 150 camels [2] - Jeken Shaliti utilized a credit loan of 300,000 yuan from the Fuhai County Agricultural Credit Cooperative to expand his breeding operation, highlighting the cooperative's role in providing accessible financial support [2] - The cooperative's efforts are part of a broader initiative to support rural revitalization and enhance agricultural productivity in the region [2]

Group 1 - Jiujiang Bank Pingxiang Branch has provided a total of 582 million yuan in loans for seed production and planting industries, serving 91 farmers and enterprises, demonstrating its commitment to supporting agriculture [1] - The bank's customer manager facilitated a 200,000 yuan "Easy Guarantee Loan - Operating Loan" for a large-scale farmer during the busy spring farming season, showcasing the bank's proactive service approach [1] - The branch has established a "Spring Farming Service Team" to provide on-site financial services, utilizing mobile terminals for "on-site application and instant approval" to meet the urgent needs of farmers [1] Group 2 - Jiujiang Bank actively supports the transformation and upgrading of the seed industry, providing 240 million yuan in project loans to Changsheng Holding Group for the construction of a modern seed industry base [2] - The project will cover an area of 215,000 square meters and include a modern seed industry research and development base, leisure tourism base, and supporting infrastructure, promoting collaboration in the seed industry [2] - The bank's efforts contribute to ensuring national food security and advancing agricultural modernization, reinforcing its mission to serve agriculture [2] Group 3 - Pingxiang has become a significant hub for hybrid rice seed production, with an average annual seed production area exceeding 300,000 acres and contributing nearly 20% of the national seed supply [4] - The city holds 85% of the national southern hybrid rice seed production area, highlighting its critical role in China's agricultural landscape [4]

聚焦"关键点"，精准施策惠农户 中国石油黑龙江销售公司结合市场，科学灵活制定差异化政策，系统考虑油价走势，在调价日关键节点 有节奏地进行价格微调。各所属分公司以油促非、油肥互促、一站一策、一户一策、精准派发电子券等 方式为农户提供实惠便利。同时，该公司聚集客户这一关键资源，形成"横向到边、纵向到底、上下贯 通、立体覆盖"的客户开发与维护管理格局。按照"属地管理、分级负责"原则，坚持"以站包村屯"，挂 图作战、列表推进。截至目前，实现全省摸排走访村屯9312个、127万人次，建立农柴客户档案30余万 份，2025年农柴保供已实现13万余吨，同比增加超万吨。 铺设"高速路"，农资直供到田头 黑龙江地区进入春耕关键时期，为了不贻误农时、解决部分农户购油不便等问题，中国石油黑龙江销售 公司为广大农户打通"最后一公里"，量身定制"中油外卖"服务，建立"送油下乡"长效机制，设立"送油 下乡"服务联络员，确保"送油下乡"工作常态化。公司提前安排配送车辆248台，小额配送车辆49台，为 偏远农户、种植大户累计送油5400余吨，全力保障春耕期间油品运力需求，用便民的服务、优良的品质 以及惠农便农的措施，在农业保供领域树立起中国 ...

农业银行总行 审计局 也直接向董事会报告，同时也有着向监事会以及行长报告的第二汇报路 线。此外，为保持独立性，农业银行还设立了10个审计分局，而农业银行有37家一级分行，因此审 计分局的设计并不与分行保持一致，以体现与分行的独立性。 本文系原创，纯属个人观点，仅供学习交流， 不构成投资推荐 。若有出入，请咨询专业机构并查询相关法律法规及监管部门意 见，本人不承担任何责任。 附农业银行总行组织架构和内设部门图如下： 文章来源：投资风险官；作者：望星者 截至2023年末，中国农业银行总行内设40个部门（与 建设银行 的40个和 工商银行 的42个差不 多）。 END 农业银行总行部门名称和设置充分体现了 其服务"三农"的特征 。一方面是涉农部门明显多于建行 和工行，如有着 乡村振兴金融部/三农政策与业务创新部/三农及普惠金融事业部管理委员会办公室 、 农户金融部 、 三农对公业务部 等部门；另一方面 许多部门名称同时挂着 "三农及普惠" 的牌子。如 人力资源部还挂着" 三农与普惠金融人力资源管理中心 "的牌子等等。 欢迎关注 请 关注 上方公众号，欢迎" 分享 "" 收藏 "" 点赞 " ...