新华社北京2月11日电（记者张千千）记者2月11日从国家开发银行获悉，2025年，国开行发挥服务基础 设施建设主力银行作用，以重大项目为牵引，向网络型、产业升级、城市、农业农村、国家安全五大领 域基础设施发放贷款1.64万亿元。 在网络型、产业升级基础设施领域，国开行支持的广州至湛江高铁等项目开通运营，南水北调中线引江 补汉等工程加快实施；推动全国一体化算力网络国家枢纽节点地区建设"东数西算"工程，积极服务科技 基础设施建设。 国开行发展与规划部负责人表示，下一步，将以战略性标志性重大项目为牵引，创新基础设施市场化投 融资模式，助力传统基础设施更新和数智化改造，支持适度超前建设新型基础设施，服务扩大有效投 资。 【纠错】 【责任编辑:胡蓉】 围绕城市、农业农村基础设施，国开行重点支持城市地下管网管廊、城市轨道交通、"平急两用"公共基 础设施等领域项目建设，服务城市更新，助推加强城市生态环境治理；围绕高标准农田、现代设施农 业、规模化供水工程等重点领域加快信贷投放，服务农村人居环境整治。 ...

Core Viewpoint - Construction Bank's mid-year performance shows positive growth in both operating income and pre-provision profit, driven by strategic measures to enhance financial supply and risk management [1][5]. Group 1: Financial Performance - Non-interest income reached 107.56 billion yuan, an increase of 17.66 billion yuan, or 19.64%, year-on-year, accounting for 27.28% of total operating income [5]. - The net interest margin for the first half was 1.40%, down 0.14 percentage points from the same period last year, with expectations for a gradual narrowing of the decline in future quarters [3]. - Average annual cost rate of deposits decreased by 32 basis points compared to the same period last year, indicating effective cost management [3]. Group 2: Strategic Measures - The bank implemented four key measures: enhancing balanced development capabilities, accelerating the cultivation of new growth drivers, improving comprehensive cost management, and solidifying risk control foundations [1]. - The bank is focusing on optimizing asset allocation by controlling low-yield assets and increasing investments in higher-yield loans and bonds [3]. Group 3: Loan Growth and Market Strategy - The introduction of personal consumption loan interest subsidy policies is expected to lower borrowing costs and stimulate growth in personal and service industry loans [4]. - Infrastructure-related loans grew faster than the average for corporate loans, with a 0.23 percentage point increase year-on-year, supported by national key projects and special bond usage [4]. - The bank's second-hand housing loan issuance ranked first in the industry, with a year-on-year increase of over 20%, contributing significantly to overall loan growth [6].