近日，2025资产管理年会成功在沪召开，浦发银行党委书记、董事长张为忠在活动中致辞，表示近年来资管行业迎来了"天时、地利、人和"的发展契机， 正加快从"规模扩张"向"质量提升"转变，浦发银行将以"一个中心、四化发展"，全面融入上海国际金融中心建设的大局。主论坛后续环节中，浦银理财举 办了"日鑫悦益"产品体系2.0版焕新暨科技金融五力模型主题产品发布会，会上宣布推出策略更多元、覆盖更全面的产品体系。本次焕新，不仅是浦银理 财产品矩阵的一次重要升级，更是其深耕资管市场、服务实体经济的又一重要实践。 "浦银理财日鑫悦益2.0产品体系旨在为投资者在大资管浪潮中提供'根脉稳固、枝叶繁茂'的财富成长方案，持续推动金融资源精准滴灌实体经济重点领 域，实现客户价值、市场发展和社会福祉的多方共赢。"浦银理财党委书记、董事长何卫海在发布会上表示。 作为沪上资管中心建设的重要参与机构，浦银理财的产品体系升级既是对投资者多元化需求的回应，也是对科技金融、ESG、新质生产力等焦点领域机遇 的把握，更旨在通过更精准的资产配置，架起财富管理与实体经济的桥梁，积极践行金融的政治性和人民性。 三载沉淀再升级： 产品体系从1.0到2.0的迭代 ...

Core Viewpoint - The asset management industry is transitioning from "scale expansion" to "quality improvement," with a focus on integrating into the Shanghai International Financial Center's development [1][3]. Group 1: Product System Upgrade - The "Rixin Yueyi" product system has been upgraded from version 1.0 to 2.0, reflecting a significant enhancement in product offerings and market responsiveness [4][5]. - The upgrade is a response to the evolving market environment characterized by low interest rates and diversified investor demands, emphasizing liquidity, yield, and safety [5][9]. - The new product system aims to create sustainable wealth growth for investors through optimized asset allocation and diverse investment strategies [5][9]. Group 2: Product Structure and Features - The upgraded product system is structured around a "4+3" framework, consisting of four main series and three distinctive dimensions, enhancing the service scope and depth [8][10]. - The four main series include: - "Ri" series for active cash management, with improved features for seamless integration into consumption scenarios [9]. - "Xin" series focusing on stable asset allocation, with a current scale of approximately 900 billion [9]. - "Yue" series emphasizing value exploration through high-quality non-standard assets [9]. - "Yi" series promoting diversified asset allocation strategies, including technology growth and cyclical rotation [9]. - The three distinctive dimensions include: - "+Theme" aligning with national strategies for economic transformation [10]. - "+Client Group" offering customized products for various demographics [10]. - "+Region" focusing on local characteristics to support regional development [10]. Group 3: Technological Integration - The launch of the technology financial theme product integrates the bank's technological resources, utilizing the "Five Forces Model" for asset selection [12][13]. - This product aims to provide investors with access to the growth of the technology sector while supporting the national strategy for technological finance [13]. - The bank's commitment to financial innovation and alignment with real economic needs is expected to contribute to high-quality economic development [13].