Core Viewpoint - The article promotes a promotional event for users of the 62-starting Dragon Card credit card, offering discounts and interest-free installment options for purchases on Taobao and Tmall during specific periods [1][6]. Group 1: Promotion Details - The promotional period for 3C category products is from October 20, 2025, to November 30, 2025, while the full category runs from October 15, 2025, to December 31, 2025 [4]. - Users can enjoy discounts based on their spending: for full category purchases, discounts include 25 yuan for spending over 500 yuan, 75 yuan for over 1500 yuan, and 200 yuan for over 5000 yuan; for 3C category purchases, discounts are 200 yuan for over 3000 yuan and 400 yuan for over 6000 yuan [6]. - Users can also benefit from up to 24 months of interest-free installments, with an approximate annualized interest rate of 0% [6]. Group 2: User Eligibility and Limitations - The promotion is available to users holding the 62-starting Dragon Card credit card, excluding business and special installment cards [5]. - Each user can access three discount tiers for the full category and two for the 3C category each month, with no overlapping discounts allowed [7]. - The total number of discount slots is limited, with at least 85,000 slots for October and 60,000 for November in the full category, and at least 1,500 for October and 1,000 for November in the 3C category [7]. Group 3: Participation Requirements - Only users with real-name authentication on Alipay can participate, and they must bind their 62-starting Dragon Card credit card to their Alipay account [9]. - Users must complete real-name authentication and bind their phone numbers to be eligible for the promotion [9].

Group 1 - The core viewpoint of the article is the strategic cooperation between Taobao Tmall and Xiaohongshu, aiming to enhance the integration from product discovery to purchase, thereby improving advertising efficiency for brand merchants [1] - Brand merchants will be able to observe the entire advertising effectiveness from product discovery to conversion, which is expected to enhance advertising efficiency [1] - Taobao Tmall will increase investment to promote brand merchants' product discovery notes and enhance consumer interaction [1] Group 2 - The collaboration introduces a new "advertisement link" feature under the notes, allowing content from Xiaohongshu to directly link to Taobao Tmall for brands participating in the pilot program [1] - Future cooperation will be opened to more quality brand merchants, indicating a potential expansion of the partnership [1]