Core Viewpoint - The core viewpoint emphasizes the importance of inclusive finance in ensuring that the benefits of reform and development are equitably shared among all people, particularly through targeted financial services for vulnerable groups and small and micro enterprises [1] Group 1: Inclusive Financial Services - China Life Insurance Group has been actively enhancing the diversity, inclusiveness, and accessibility of financial services, focusing on key areas such as vulnerable groups, small and micro enterprises, and rural revitalization [1] - The "Women's Health Insurance" program, launched in collaboration with the All-China Women's Federation, allows women to obtain specific disease coverage with low premiums, ensuring affordability and timely payouts [2] - The company has developed various inclusive insurance products, including critical illness insurance and long-term care insurance, and has participated in over 200 critical illness insurance projects [2] Group 2: Support for Specific Groups - China Life's property insurance company has launched the "Military Care" project, providing risk protection for over 18.27 million veterans and their families, amounting to nearly 61 trillion yuan in risk coverage [3] - The "Worker Care" project has provided risk protection for nearly 1.3 million workers and their families, totaling over 3.8 trillion yuan in coverage [3] Group 3: Support for Small and Micro Enterprises - China Life's subsidiary, Guangfa Bank, has tailored personalized credit solutions for small and micro enterprises, exemplified by a 3-day approval process for a 3.28 million yuan loan to a high-tech company [4][5] - The bank's inclusive small and micro enterprise loans grew by approximately 5.9% by the end of the third quarter of 2025, with a weighted average interest rate decrease of 36 basis points compared to the beginning of the year [5] Group 4: Agricultural Insurance Initiatives - The introduction of commercial fruit tree comprehensive meteorological index insurance has provided farmers with confidence and protection against adverse weather conditions, covering over 40,000 acres with risk protection exceeding 35 million yuan [6] - China Life has provided risk protection for over 100 million acres of major crops, including rice, wheat, and corn, with total risk coverage exceeding 100 billion yuan [7]