为家庭撑起一把"保障伞" 今年5月份，山东烟台牟平区水道镇的王小娟在"两癌"免费筛查中被确诊为乳腺癌。"当时感觉天都塌 了。"王小娟坦言，"一是怕这个病，我还算年轻，想治好病将来还能帮衬孩子；二是怕钱，大额医疗费 可咋办？"巨大的双重压力几乎将她压垮。 关键时刻，她之前购买的中国人寿保险股份有限公司（以下简称"中国人寿寿险公司"）的女性安康疾病 保险派上了用场。接到理赔申请后，中国人寿集团旗下寿险烟台分公司迅速核实情况，及时将6万元理 赔金送到了她手中，且这笔费用完全覆盖其个人需承担的治疗费用。 ■本报记者 李美丽 民生无小事，枝叶总关情。打通金融服务"最后一公里"，让改革发展成果更多更公平惠及全体人民，是 普惠金融的题中应有之义。 作为国有大型金融机构，近年来，中国人寿保险（集团）公司（以下简称"中国人寿集团"）持续做好普 惠金融大文章，于关键处落子，围绕重点保障群体、中小微企业发展以及乡村振兴等关键领域，切实增 强金融服务的多样性、普惠性、可及性。 陪伴体现在贴身打造个性化信贷方案。前述技术公司是国家级高新技术企业及广东省专精特新中小企 业，长期深耕电量传感与变送器领域。广发银行深圳凤凰支行了解到企业研发 ...

民生无小事，枝叶总关情。打通金融服务"最后一公里"，让改革发展成果更多更公平惠及全体人 民，是普惠金融的题中应有之义，也是对"金融工作要站稳人民立场"的深刻诠释。 作为国有大型金融机构，近年来，中国人寿持续做好普惠金融大文章，于关键处落子，围绕重点保 障群体、中小微企业发展以及乡村振兴等关键领域，切实增强金融服务的多样性、普惠性、可及性。 为家庭撑起一把"保障伞" 2025年5月，山东烟台牟平区水道镇的王小娟（化名）在"两癌"免费筛查中被确诊为乳腺癌。"当时 感觉天都塌了，"王小娟坦言，"一是怕这个病，我还算年轻，想治好病将来还能帮衬孩子；二是怕钱， 大额医疗费可咋办？"巨大的双重压力几乎将她压垮。 陪伴体现在对企业全生命发展周期的支持。2025年，该企业进入规模化发展阶段，对于产能扩大与 市场拓展有了更高的需求，广发银行凤凰支行再度升级服务方案，提供"惠信通（专精特新E贷）"，并 将授信额度提升至600万元。"他们不仅解决了我们的资金难题，更通过全周期、全方位的金融服务，帮 我们搭建起技术、市场与资本协同发展的生态体系。"该公司负责人表示。 中小微企业是经济发展的"血脉筋骨"，但其抗风险能力较弱，融资难、融 ...

Core Viewpoint - The article emphasizes the commitment of Guangfa Bank to support technology-driven enterprises through innovative financial services and products, aligning with national strategies for technological advancement and economic development [1][6]. Group 1: Financial Services for Technology Enterprises - Guangfa Bank has integrated the mission of serving technology-driven enterprises into its development plan, achieving a loan balance of 253.6 billion yuan for technology enterprises by the end of June [1]. - The bank has developed a comprehensive financial service model that combines bank credit, insurance investment, and insurance protection to support key industries such as information technology, equipment manufacturing, new materials, and biomedicine [2]. - Customized financial service solutions, such as "Kechuang Weirong," have been designed to meet the diverse financial needs of technology enterprises at different growth stages, including seed, startup, growth, and mature phases [3]. Group 2: Risk Assessment and Service Quality - Guangfa Bank is enhancing its risk assessment capabilities by investing in technology, utilizing artificial intelligence and big data to improve credit risk evaluation and create accurate customer profiles [3]. - The bank has established 28 technology financial centers to provide specialized financial services for local high-level technology research and innovation, ensuring precise service delivery to technology enterprises [4]. Group 3: Collaboration with Local Governments - Guangfa Bank is actively collaborating with local governments to implement the "Yiqi Gongying Plan," which aims to empower the real economy and support industrial upgrades, having signed strategic cooperation agreements with 76 technology enterprises amounting to over 3.8 billion yuan by June 2025 [5]. - The bank plans to enhance its financial support capabilities for technology innovation, tailoring strategies to local industrial characteristics and fostering a favorable financial ecosystem for technology enterprises [5].