跨越山海的闽宁协作，是福建省与宁夏回族自治区建立的政务协作机制，起源于1996年党中央启动 的对口扶贫协作，在近三十年中铸就了"干沙滩"变"金沙滩"的发展奇迹。 产业振兴是协作共赢的核心密码，而金融则是激活产业动能的关键引擎。永宁金融监管支局立足监 管职责，指导辖内金融机构深耕闽宁协作一线，通过政策引路+产品创新、产业链赋能+模式升级、服 务下沉+跨域联动，有效促进了金融与乡镇产业深度融合，推动了闽宁协作成果不断深化。 让移民创业有"金"靠山，"搬得来、稳得住"是基础，"能致富"是目标。针对闽宁镇移民群众"家底 薄、缺抵押、创业难"的痛点，永宁金融监管支局指导辖内金融机构聚焦移民创业需求，量身定制信贷 产品，让创业资金"好借、快贷、不贵"。从西吉县移民到闽宁镇福宁村的袁海琴掌握一手好的面点手 艺，因此萌生了开办早点铺的想法，却因缺乏启动资金而耽搁。永宁农商银行精准对接需求，推出"妇 女创业贷"产品，为袁海琴发放5万元贷款，帮她顺利开起了小店，助她成为福宁村妇女创业的典型。在 闽宁产业园区，科技型中小企业和初创者同样受益于精准金融支持。宁夏银行银川闽宁支行推出"如意 宁科贷""宁商e贷"等特色产品，这些产品让入 ...

Core Insights - The "Golden Service" volunteer team effectively bridges the gap in financial services for rural revitalization, providing support without compensation [1][2] Group 1: Financial Support for Rural Industry Revitalization - The "Golden Service" team provided a credit loan of 600,000 yuan to a local organic peach farm, which increased its annual production to 300,000 jin and revenue to over 2 million yuan [2] - The team actively conducts loan surveys in villages, establishing green channels for priority loan approval and disbursement to eligible farmers [2] Group 2: Financial Support for Rural Talent Revitalization - The team collaborated with the Women's Federation to launch a special loan product for women entrepreneurs, addressing funding shortages and information barriers [3] - Various banks introduced "Rural Talent Loans" targeting large-scale farmers, returning college students, and veterans, emphasizing both financial support and humanistic care [3] Group 3: Financial Support for Rural Ecological Revitalization - The team assisted a village in transforming abandoned land into a 300-acre high-quality ecological rice field, promoting a symbiotic relationship between crabs and rice [4]