Overall Performance - As of September 25, 2025, the average net value growth rate for mixed public wealth management products with a term of 6-12 months is 6.22%, with a maximum drawdown average of 1.45% [5] - Notable performers include Ningyin Wealth Management, Hangyin Wealth Management, Guangyin Wealth Management, Xinyin Wealth Management, and Nanyin Wealth Management, all showing average net value growth rates above 10% [5] - The top individual products are Ningyin Wealth Management's "Ningyin Mixed Carbon Neutral No. 1" and "Ningyin Dividend Selection No. 1," with growth rates of 36.56% and 26.49% respectively, while Hangyin Wealth Management's "Happiness 99 Excellent Mixed (Equity Growth Selection)" ranks third with a growth rate of 19.66% [5] Highlighted Product Analysis - Ningyin Wealth Management's "Ningyin Mixed Carbon Neutral No. 1" is classified as PR4 (medium-high risk) with a high equity holding ratio of 72.1%, leading to high returns and high drawdowns [6] - The product's top holdings are in the non-ferrous metals and energy sectors, including companies like China Hongqiao, Goldwind Technology, and Zijin Mining [6] - Ningyin Wealth Management's "Ningyin Dividend Selection No. 1" has over 60% equity investment, favoring consumer sector stocks such as Midea Group, Hailan Home, and Bosideng [6]