Overall Performance - As of September 25, 2025, the average net value growth rate for mixed public wealth management products with a term of 6-12 months is 6.22%, with a maximum drawdown average of 1.45% [5] - Notable performers include Ningyin Wealth Management, Hangyin Wealth Management, Guangyin Wealth Management, Xinyin Wealth Management, and Nanyin Wealth Management, all showing average net value growth rates above 10% [5] - The top individual products are Ningyin Wealth Management's "Ningyin Mixed Carbon Neutral No. 1" and "Ningyin Dividend Selection No. 1," with growth rates of 36.56% and 26.49% respectively, while Hangyin Wealth Management's "Happiness 99 Excellent Mixed (Equity Growth Selection)" ranks third with a growth rate of 19.66% [5] Highlighted Product Analysis - Ningyin Wealth Management's "Ningyin Mixed Carbon Neutral No. 1" is classified as PR4 (medium-high risk) with a high equity holding ratio of 72.1%, leading to high returns and high drawdowns [6] - The product's top holdings are in the non-ferrous metals and energy sectors, including companies like China Hongqiao, Goldwind Technology, and Zijin Mining [6] - Ningyin Wealth Management's "Ningyin Dividend Selection No. 1" has over 60% equity investment, favoring consumer sector stocks such as Midea Group, Hailan Home, and Bosideng [6]

Overall Performance - The average net value growth rate and maximum drawdown for mixed public wealth management products with a duration of 6-12 months over the past year are 4.3% and 1.53% respectively [5] - 71.17% of the products have a net value growth rate exceeding 3% over the past year [5] - There is significant performance differentiation among products, with Ningyin Wealth Management's "Ningyin Hongli Selected No. 1" leading at 23.45% net value growth, while Zhaoyin Wealth Management's product is at the bottom with -1.05% [5] - Overall, Ningyin Wealth Management has performed well, with three products achieving over 10% net value growth in the past year [5] Highlighted Product Analysis - Ningyin Wealth Management's "Ningyin Hongli Selected No. 1" is an equity-mixed product with a risk rating of four (medium-high risk) and a performance benchmark of 3.5% to 9.5% [6] - The product is open for subscription and redemption every working day, allowing investors to redeem after holding for 365 calendar days [6] - The investment strategy focuses on long-term valuable listed companies, prioritizing stable performance, high dividend willingness, and reasonable valuation [6] - As of mid-year, the product's asset management net value is approximately 115 million, with equity investments accounting for 66.41% [6] - Major holdings include China Hongqiao, Yongxin Co., and Midea Group [6]