数据说明： 一、整体表现 截至2025年9月25日，"9·24"新政已满一周年。南财理财通数据显示，理财公司6—12个月期限混合类理 财近一年平均净值增长率为6.22%，最大回撤均值为1.45%。分机构看，宁银理财、杭银理财、广银理 财、信银理财、南银理财该期限混合类产品表现较好，近一年净值增长率均值在10%以上。 在单品收益榜单中，宁银理财"宁赢混合类碳中和1号（最短持有1年）"和"宁赢红利精选1号（最短持有 1年）"分别以36.56%和26.49%的近一年净值增长率位列第一和第二，杭银理财"幸福99卓越混合类（偏 股成长精选）365天持有期"以19.66%的近一年净值增长率位列第三。 二、亮点产品分析 宁银理财"宁赢混合类碳中和1号（最短持有1年）"为PR4（中高风险）偏股混合类理财。因权益持仓占 比较高，该产品也呈现高收益高回撤的特征。 产品统计范围为理财公司6—12个月期限的混合类公募理财，截至2025年9月25日，统计区间为近一年。 榜单排名来自理财通AI全自动化实时排名，如您对数据有疑问，请在文末联系助理进一步核实。 | | 持有 | | | | | --- | --- | --- | --- | ...

Overall Performance - The average net value growth rate and maximum drawdown for mixed public wealth management products with a duration of 6-12 months over the past year are 4.3% and 1.53% respectively [5] - 71.17% of the products have a net value growth rate exceeding 3% over the past year [5] - There is significant performance differentiation among products, with Ningyin Wealth Management's "Ningyin Hongli Selected No. 1" leading at 23.45% net value growth, while Zhaoyin Wealth Management's product is at the bottom with -1.05% [5] - Overall, Ningyin Wealth Management has performed well, with three products achieving over 10% net value growth in the past year [5] Highlighted Product Analysis - Ningyin Wealth Management's "Ningyin Hongli Selected No. 1" is an equity-mixed product with a risk rating of four (medium-high risk) and a performance benchmark of 3.5% to 9.5% [6] - The product is open for subscription and redemption every working day, allowing investors to redeem after holding for 365 calendar days [6] - The investment strategy focuses on long-term valuable listed companies, prioritizing stable performance, high dividend willingness, and reasonable valuation [6] - As of mid-year, the product's asset management net value is approximately 115 million, with equity investments accounting for 66.41% [6] - Major holdings include China Hongqiao, Yongxin Co., and Midea Group [6]