Core Insights - The article presents a ranking of public pure fixed-income products from wealth management companies, focusing on those with an investment period of three months or less and established for over a year [4][5]. Market Performance - The A-share market has shown strength at the beginning of 2026, increasing risk appetite, while the bond market faces pressure from capital diversion. Institutions predict that the bond market will likely continue to experience fluctuations in the short term, but systemic risks remain controllable due to a slowdown in external interest rate hikes by the Federal Reserve [6][7]. Overall Product Performance - As of January 22, 2026, there are 4,611 public pure fixed-income products with a term of three months or less that have been established for over a year. Among the 2,628 products with complete annualized yield disclosures, 122 products have a weighted average yield between 3% and 6%, while four products recorded negative yields. The ranking includes four products from Xinyin Wealth Management, three from Minsheng Wealth Management, two from Zhongyou Wealth Management, and one from Xingyin Wealth Management [8]. Highlighted Product Analysis - Minsheng Wealth Management's "Fuzhu Pure Bond 91-Day Holding Period 27 Product A" and "Fuzhu Pure Bond 14-Day Holding Period 17 Product A" secured the top two positions in the ranking, with weighted annualized yields of 5.99% and 5.95%, respectively. Both products primarily invest in medium to high-grade credit bonds, but their asset allocation has become conservative, focusing mainly on cash-like assets [9]. - The third-ranked product, "Anyingxiang Fixed Income Stable 7-Day Holding Period 56 Product G" from Xinyin Wealth Management, has a lower allocation to cash-like assets compared to the top two products. Its holdings include 31.53% in bonds and 17.09% in public funds, which may enhance recent yields, achieving a one-month annualized yield of 10.17% [9].