集团 21世纪经济报道 理财公司长盈纯固收类公 品业绩榜单 (投资周期3月以内) | 름 | 产品名称 | 加权年 管理人 化收益 | 同本7月以 来年化 | 成立以来 最大回撤 | 成为以来 年化渡动 | | --- | --- | --- | --- | --- | --- | | | | Mi | 收益率 | | 网 | | | 富的纯债91天 财产品A | 持有期27号理 民生理财 5.99% | 6.14% | 0.00% | 0.79% | | | 营行纳债14天 | 持有期17号理 民信理财 5.95% | 5.86% | 0.13% | 0.53% | | | 财产品A | | | | | | | 電源家国政策 利七天持有期 56号理财产品 | 信银理财 5.40% | 4.75% | 0.03% | 0.57% | | | GE | | | | | | 4 | 灵汗:侧齿最 短信有7513 号A | 中邮理财 5.05% | 4.42% | 0.02% | 0.83% | | | 電源 FRENDS 利二十一天持 | | | | | | --- | --- | --- | --- | --- ...

Core Insights - The article discusses the performance rankings of public pure fixed-income products issued by wealth management companies, focusing on those with a minimum one-year establishment period and a 2-3 year investment horizon [4]. Market Performance - The bond market in 2025 experienced fluctuations with a downward trend in interest rates. Many banks began issuing perpetual bonds to replace preferred shares, aiming to reduce interest costs. By December 31, 2025, banks issued a record 71 perpetual bonds totaling 821.8 billion yuan, with most new bonds having coupon rates between 2.0% and 3.0% [5]. - The issuance of secondary capital bonds also expanded significantly, with 77 bonds issued in 2025, amounting to 934.67 billion yuan, and an average coupon rate of 2.52%, down from 2.61% in 2024 [5]. Product Overall Performance - As of January 15, 2026, there were 980 public pure fixed-income products with a 2-3 year term and at least one year of establishment. Among 621 products with complete annualized yield disclosures, the average weighted annualized yield was 3.08%, with 131 products exceeding 3.5% [6]. - Seven wealth management companies made it to the ranking list, with Xingyin Wealth Management featuring three products, while Minsheng Wealth Management had two, and Huaxia, Huizhou, Nanyin, Nongyin, and Xinyin Wealth Management each had one product listed [6]. Highlighted Product Analysis - Huaxia Wealth Management's "Fixed Income Debt Rights Closed-End Wealth Management Product 264H" topped the list with a weighted annualized yield exceeding 5%, achieving a historical annualized yield of 3.85%. The product's investment targets include cash, bank deposits, interbank certificates, bonds, non-standard assets (trust plans), and public funds, with a leverage level of 130.61% as of Q3 2025 [7]. - Xingyin Wealth Management's "Fengli Yuedong Stable Enjoyment Closed-End Product 12" ranked second with a weighted annualized yield of 4.92%. This product primarily invests in cash, bank deposits, and bonds, with over 40% of its top ten assets being secondary capital bonds issued between 2021 and 2022. Notably, its recent one-month annualized yield reached 17.11%, surpassing all other products in the ranking [7].

C C 南方财经全媒体集团 21世纪经济报道 (时) 南欧指数 0 即公司李李正收益纯同的 募产品近1年业绩榜单 投资周期2-3年 需要注意的是，两款产品虽然在投资配置上高度相似，但产品规模却相差甚多。截至9月30日，季军产 品"邮银财富·鸿锦福瑞封闭式2024年第4期(安盈款)人民币理财产品"资产净值达到9.37亿元，亚军产 品"邮银财富·鸿锦封闭式2023年第40期(安盈款)人民币理财产品"资产净值仅0.2亿元，规模远不及季军 产品。 一、整体表现 南财理财通数据显示，截至2025年11月27日，理财公司共计存续1005只（含不同份额）2-3年（含）期 限的公募纯固收产品。在有完整净值披露的694只产品中，近一年平均净值增长率为3.34%，平均最大 回撤为0.12%。其中，实现近一年季季正收益的产品有616只（含不同份额），占比88.76%。 本期榜单共有8家理财公司上榜，兴银理财和中邮理财各上榜2只产品，杭银理财、华夏理财、徽银理 财、民生理财、南银理财以及农银理财各上榜1只产品。 二、亮点产品分析 民生理财"富竹固收稳健三年封闭2号理财产品A"近一年平均净值增长率为5.13%，位列榜单第一。据 202 ...

Overall Performance - As of September 25, 2025, there are a total of 946 public pure fixed-income products with investment periods of 6-12 months, including 71 USD products, 1 EUR product, and 874 RMB products [6] - The average net value growth rate for RMB products over the past year is 2.12%, with an average maximum drawdown of 0.31% [6] - Only 186 products achieved positive monthly returns for the past year, accounting for 21.28% of the total [6] Highlighted Product Analysis - The "DeRun Fixed Income Enhanced 360-Day Holding Period" by Schroder Jiao Yin Wealth Management ranks first with a net value growth rate of 3.33% over the past year [7] - The "Postal Wealth·Hongyun One-Year Open 14" by China Postal Wealth Management also exceeded 3% with a growth rate of 3.23% [7] - The "DeRun Fixed Income Enhanced" series primarily invests in stable low-volatility assets and high-quality bonds, utilizing various trading strategies to enhance returns [7] - As of mid-2025, the total share of "DeRun Fixed Income Enhanced 360-Day Holding Period A" is 1,095.45 million shares, with a cumulative net value growth rate of 6.21% since its inception on August 10, 2023 [7] - The investment strategy for the third quarter focuses on risk management tools to control net value fluctuations and emphasizes high-grade bond allocation to enhance portfolio stability [7]

数据说明： 产品统计范围为理财公司发行的投资周期在3—6个月（含）的公募纯固收产品，且近6月每个完整的自然月均实现正收益。产 品统计截止日期为2025年9月11日，统计区间为近6月。 榜单排名来自理财通AI全自动化实时排名，如您对数据有疑问，请在文末联系助理进一步核实。 | 10 - 30 | 产品名称 | 管理人 | 净值增长 rel | 最大回撤 | 年化波动 ਣ ਕੁ | | --- | --- | --- | --- | --- | --- | | | 华夏理财目冠状 : 2 债最短持有120天理 | 华夏理财 | 3.75% | 0.00% | 0.77% | | | 販 テ 品 D歌A | | | | | | | 信银理财安密象固收 稳健六个月持有期17 | 信號理财 | 3.10% | 0.00% | 0.52% | | | 号理财产品G类 | | | | | | | 民生理财富竹纯债18 2天持有期19号理财 | 民生理财 | 3.08% | 0.00% | 0.58% | | | 产品A | | | | | | | 信银理财产密家固收 | | | | | 一、整体表现 南财理财通数据显示，截 ...

（原标题：仅两成6-12月期限纯固收产品近一年收益率超3%） 数据说明： 产品统计范围为理财公司发行的投资周期在6—12个月（含）的公募纯固收产品，且近1年每个完整的自 然月月末均为正收益。产品统计截止日期为2025年8月14日，统计区间为近1年。 民生理财"富竹固收稳健封闭37号G"、南银理财"珠联璧合鑫逸稳一年175期封闭式C"和信银理财"安盈 象固收稳健两百天持有期1号G类"三只产品近1年净值增长率超3.2%。 据南财理财通数据，榜首民生理财"富竹固收稳健封闭37号G"成立于2024年8月2日，已于2025年8月18 日到期，业绩比较基准为3.10%~3.20%，首次购买起点5万元。 截至2025年上半年末，该产品净资产10.3亿元，资产配置上，债券、资产支持证券等固定收益资产占比 66.2%，债券及货币类基金占比9.39%，其他符合监管要求的债权类资产占比23.5%，此外还有少量银行 存款、结算备付金等现金类资产和其他资产。 前十大资产中，占比最高的前两项资产均为信托贷款，到期收益分配分别为3.79%、3.56%，合计资产 占比略超20%。该产品半年报显示，上半年大类资产价格波动较大，产品通过积极的杠 ...