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金融租赁:立足主业 锚定本源拓新程
Jin Rong Shi Bao· 2025-08-08 07:52
Core Viewpoint - The financial leasing industry is finding solutions under the "Two Heavy" and "Two New" policy winds by returning to the essence of leasing, driving innovation, and supporting key industry transformations and upgrades through deep cultivation and integration into national strategies [1][2]. Group 1: Industry Development - Financial leasing serves as a financial tool to promote the transformation of the real economy, combining "financing + leasing" with advantages such as flexible terms, diverse models, and efficient implementation [2][3]. - The "Government Work Report" emphasizes accelerating high-quality development in key manufacturing industry chains and further expanding the scope and lowering thresholds for major technological upgrades and equipment renewal projects [3]. - The report's detailed goals present higher requirements for the financial leasing industry while providing opportunities for high-quality development [3]. Group 2: Support for Small and Micro Enterprises - Financial leasing is an important supplement to traditional bank financing, effectively addressing the financing difficulties and high costs faced by small and micro enterprises through its unique "financing + leasing" characteristics [4]. - Companies are focusing on building specialized teams for small and micro businesses, optimizing regional layouts, and innovating specialized leasing products to better support financing needs in key areas such as advanced manufacturing and green energy [5]. Group 3: Green Development Initiatives - The "Government Work Report" highlights the need to accelerate the development of a green low-carbon economy and improve mechanisms for green consumption incentives and green trade [6]. - Financial leasing companies are encouraged to innovate green leasing products and design customized long-term leasing solutions to support green projects, which often require significant upfront investment [6]. - Over the next five years, the industry must establish robust risk management systems and capital replenishment mechanisms to enhance capital strength and ensure stable operations [6].