中国银行业协会发布的《中国金融租赁行业发展报告(2025)》(以下简称为《报告》)显示，截至2024年 末，金融租赁行业总资产和租赁资产余额分别达4.58万亿元和4.38万亿元，分别同比增长9.56%和 10.24%。 资产规模的稳步增长彰显了行业发展的韧性。值得关注的是，2024年以来，在监管政策的引导与驱动 下，转型已成为金融租赁行业的核心经营主线，无论是业务结构优化，还是服务领域下沉，均围绕这一 主线展开。这一年来，金融租赁公司转型成果如何？业务发展有何亮点？ 政策利剑出鞘倒逼行业回归本源 曾几何时，部分金融租赁公司偏离了融物的核心定位，在业务开展中忽视租赁物合规管理与风险缓释作 用，出现以融物为名行"类信贷"之实、虚构租赁物等问题，不仅扰乱了行业秩序，而且削弱了金融租赁 服务实体经济的独特价值。 2022年，原中国银保监会印发《关于加强金融租赁公司融资租赁业务合规监管有关问题的通知》，要求 金融租赁公司压降构筑物租赁业务，推动金融租赁公司转型发展。 从《报告》披露的信息与行业实践来看，行业转型已取得显著成效，在服务新质生产力、践行绿色发展 战略等领域交出了亮眼答卷。 在助力新质生产力发展方面，金融租赁 ...

Core Insights - The report indicates that by the end of 2024, the total assets and leasing assets of the financial leasing industry are projected to reach 4.58 trillion yuan and 4.38 trillion yuan, respectively, representing year-on-year growth of 9.56% and 10.24% [1] - Financial leasing companies are focusing on core business by enhancing the professional attributes of leasing products and increasing direct leasing investments, with direct leasing asset balance reaching 640.54 billion yuan, a year-on-year increase of 52.73% [1] - The industry is aligning with national strategic needs, facilitating the development of new productivity sectors such as computing power equipment and low-altitude economy [1] Financial Performance - By the end of 2024, the balance of green leasing assets is expected to reach 1.07 trillion yuan, showing a year-on-year growth of 19.87%, with annual green leasing investments amounting to 488.67 billion yuan [2] - Direct leasing accounted for 19.56% of the total investment in the year, with a total direct leasing investment of 352.30 billion yuan [1] Social Contribution - Financial leasing companies have actively contributed to poverty alleviation and rural revitalization, organizing 149 public welfare activities and participating in 1,649 volunteer activities in 2024 [2] - The total amount of assistance and donations reached 3.96 million yuan and 7.08 million yuan, respectively [2]

Core Insights - The report highlights the significant growth and development of the financial leasing industry in China for the year 2024, emphasizing the industry's alignment with national strategies and its contributions to various sectors [1][2] Group 1: Industry Performance - By the end of 2024, the total assets and leasing asset balance of the financial leasing industry reached 4.58 trillion yuan and 4.38 trillion yuan, representing year-on-year growth of 9.56% and 10.24% respectively [1] - The balance of direct leasing assets reached 640.54 billion yuan, with a year-on-year increase of 52.73%, and direct leasing investment amounted to 352.30 billion yuan, accounting for 19.56% of total investments [1] Group 2: Strategic Focus Areas - Financial leasing companies are focusing on new strategic areas such as computing power equipment, low-altitude economy, and artificial satellites, which are aligned with national strategic needs and are accelerating the transformation of the industry [2] - The industry is actively contributing to green development, with green leasing asset balance reaching 1.07 trillion yuan, a year-on-year increase of 19.87%, and green leasing investments totaling 488.67 billion yuan [2] Group 3: Social Responsibility - Financial leasing companies are committed to social responsibility, organizing 149 public welfare activities and participating in 1,649 volunteer activities in 2024, with a total of 3.96 million yuan in assistance and 7.08 million yuan in donations [2]

Core Insights - The China Banking Association has released the "China Financial Leasing Industry Development Report (2025)", indicating a positive growth trajectory for the financial leasing sector [1][2] Industry Overview - As of the end of 2024, there are 67 financial leasing companies with total assets and leasing assets reaching 4.58 trillion yuan and 4.38 trillion yuan, respectively, reflecting year-on-year growth of 9.65% and 10.24% [1][2] - Financial leasing companies are focusing on core business by enhancing direct leasing operations, with direct leasing asset balance reaching 640.54 billion yuan, a year-on-year increase of 52.73% [1][2] - The total profit for financial leasing companies in 2024 is 76.24 billion yuan, up 13.36% year-on-year, while net profit stands at 58.28 billion yuan, reflecting a 13.79% increase [1] Business Characteristics - The financial leasing sector has established a strong foothold in aircraft and ship leasing, becoming the largest holder of domestic aircraft orders and predominantly holding new domestic ship orders [2] - There is an accelerated layout in direct leasing business, with companies exploring niche areas in equipment leasing and developing specialized direct leasing products and services [2] - New business areas such as energy storage equipment, intelligent computing centers, and low-altitude aircraft are being developed through innovative financial products and services [2] Contribution to National Strategy - Financial leasing companies are aligning with national strategic needs, contributing to large-scale equipment upgrades and industrial structure optimization [2] - The sector is actively supporting new productivity areas such as computing power equipment, low-altitude economy, and artificial satellites, facilitating the transformation of business models and optimization of operational structures [2] Green Development Initiatives - Financial leasing companies are responding to national green development strategies by increasing the issuance of green leasing products, contributing to the "dual carbon" goals [3] - By the end of 2024, green leasing assets reached 1.07 trillion yuan, marking a year-on-year growth of 19.87%, with annual green leasing issuance amounting to 488.67 billion yuan [3]

Core Viewpoint - The financial leasing industry is finding solutions under the "Two Heavy" and "Two New" policy winds by returning to the essence of leasing, driving innovation, and supporting key industry transformations and upgrades through deep cultivation and integration into national strategies [1][2]. Group 1: Industry Development - Financial leasing serves as a financial tool to promote the transformation of the real economy, combining "financing + leasing" with advantages such as flexible terms, diverse models, and efficient implementation [2][3]. - The "Government Work Report" emphasizes accelerating high-quality development in key manufacturing industry chains and further expanding the scope and lowering thresholds for major technological upgrades and equipment renewal projects [3]. - The report's detailed goals present higher requirements for the financial leasing industry while providing opportunities for high-quality development [3]. Group 2: Support for Small and Micro Enterprises - Financial leasing is an important supplement to traditional bank financing, effectively addressing the financing difficulties and high costs faced by small and micro enterprises through its unique "financing + leasing" characteristics [4]. - Companies are focusing on building specialized teams for small and micro businesses, optimizing regional layouts, and innovating specialized leasing products to better support financing needs in key areas such as advanced manufacturing and green energy [5]. Group 3: Green Development Initiatives - The "Government Work Report" highlights the need to accelerate the development of a green low-carbon economy and improve mechanisms for green consumption incentives and green trade [6]. - Financial leasing companies are encouraged to innovate green leasing products and design customized long-term leasing solutions to support green projects, which often require significant upfront investment [6]. - Over the next five years, the industry must establish robust risk management systems and capital replenishment mechanisms to enhance capital strength and ensure stable operations [6].