Core Insights - Changshu Rural Commercial Bank has implemented a "three deepening" strategy to enhance credit services, achieving significant results in inclusive finance, supply chain finance, and digital services, while improving risk control and customer coverage [1][2] Group 1: Differentiated Competition - The bank focuses on underserved markets such as towns, villages, and communities, deploying key personnel to deepen service in these areas [1] - The "Small Business Loan" product system has been improved, providing credit support to small and individual businesses, serving 62,000 customers with a loan balance of 6.8 billion yuan by the end of October [1] Group 2: Comprehensive Development - The bank has identified over 10,000 small and micro customers with sales exceeding 10 million yuan from a total of 160,000, offering specialized visits and comprehensive services [1] - A total of 289 customers have been supported with financing exceeding 400 million yuan this year through a combination of products covering the supply chain [1] Group 3: Digital Operations - Changshu Rural Commercial Bank is accelerating its digital transformation, creating a data-driven intelligent service ecosystem and promoting online and intelligent business processes [1] - The bank has pushed 50,000 business opportunities to corporate clients with a 70% view rate and an 11% conversion rate, while 160,000 opportunities were sent to small and micro entities with an 88% view rate and an 8.5% conversion rate, resulting in 13,000 credit approvals totaling 4.9 billion yuan [1]