Core Viewpoint - Sunshine Agricultural Mutual Insurance Company is leveraging advanced technologies such as big data and artificial intelligence to enhance the efficiency and accuracy of agricultural insurance processes, particularly in crop insurance [1][2]. Group 1: Technological Innovations - The company is implementing a fully electronic process for crop insurance by 2025, utilizing satellite remote sensing and drone photography to accurately measure farmland and crop conditions, thereby providing scientific evidence for loss assessment [2]. - A mobile app is being used for real-time information upload during the inspection phase, significantly reducing the loss assessment cycle [1][2]. - The integration of data from various platforms, including the national agricultural insurance information platform, is aimed at improving compliance and efficiency in insurance underwriting and claims [2][3]. Group 2: Financial Impact and Coverage - As of now, the company has successfully completed the underwriting of over 41,000 electronic crop insurance policies, providing risk coverage of nearly 4.3 billion yuan to insured farmers [3]. - The company is expanding its "income insurance + futures" pilot program in Heilongjiang Province, offering dual protection against natural and price risks for 620,000 mu of crops [3][4]. Group 3: Product Diversification - Sunshine Agricultural Mutual Insurance has introduced a commercial crayfish farming insurance, marking the first of its kind in Heilongjiang Province, providing 250,000 yuan in risk coverage for 500 mu of crayfish [5][6]. - The company has developed over 25 types of specialty crop insurance, addressing the needs of various economic crops and providing 1.338 billion yuan in risk coverage for these products [6][7].