Core Viewpoint - The article promotes the "Long Qian Bao 2" money market fund as a low-risk investment option for individuals looking to manage their idle cash effectively, emphasizing its ease of use and accessibility for all investors [4][6][11]. Group 1: Product Features - "Long Qian Bao 2" offers a daily redemption limit of 10,000 yuan per fund, with a maximum seven-day annualized yield of 1.79% as of September 26, 2025, making it an attractive option for short-term investments [4][6]. - The fund supports 24/7 trading, allowing for flexible buying and selling, which is particularly beneficial for working professionals and small business owners [8][14]. - The minimum investment amount is set at 0.01 yuan, making it accessible for novice investors without significant financial pressure [11]. Group 2: Investment Strategy - The fund employs an intelligent allocation strategy, automatically recommending products or allowing users to customize their investment choices, which simplifies the investment process [13]. - It is positioned as a suitable option for individuals looking to grow their savings without taking on high risks, thus appealing to conservative investors [5][6]. Group 3: Target Audience - The product is particularly aimed at office workers, small business operators, and those new to investing, highlighting its user-friendly nature and low entry barriers [14][11]. - The marketing emphasizes the fund's ability to help users make their idle cash work for them, aligning with the financial goals of everyday consumers [3][20].

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