Core Insights - The net asset of Hengtai Cash Management Fund (970183) as of June 30, 2025, is 465 million yuan, reflecting a decrease of 7.41% compared to the previous period [1] - The fund manager, Zhang Xiuchao, has a strong background in finance and credit analysis, having previously worked as a credit researcher and auditor [1] Fund Performance - Recent changes in fund share scale indicate no subscriptions and minimal redemptions, with total shares at 0.02 billion and net assets at 20 million yuan as of June 30, 2025, showing a net asset change rate of -24.80% [2] - The fund's performance over the last three months yielded a return of 0.26%, while the one-year return stands at 1.29%, and the cumulative return since inception is 4.01% [2] Company Background - Hengtai Securities Co., Ltd. was established in December 1998 and is based in Hohhot, primarily engaged in capital market services [2]

Group 1 - The article discusses the importance of financial literacy education for children, emphasizing that it differs significantly from adult financial education [2][5] - It categorizes children's financial education into four developmental stages: 0-2 years, 2-7 years, 7-11 years, and 11 years to adulthood [6][31] Group 2 - In the 0-2 years stage, the focus is on establishing object permanence, where children learn that things they cannot see still exist [7][8] - From ages 2-7, children are self-centered and tend to spend money quickly; the goal is to instill good spending habits rather than savings [12][18] - The 7-11 years stage sees children developing empathy and basic mathematical skills, allowing them to understand concepts like saving and investment [23][26] - From ages 11 to adulthood, children can grasp abstract concepts and develop systematic thinking, making it a suitable time to introduce value and index investing [31][33] Group 3 - The article suggests specific books for each age group: "小狗钱钱" for ages 2-7, "蓝筹孩子" for ages 7-11, and "富爸爸穷爸爸" for ages 11 to adulthood [43] - It emphasizes that financial education should not solely focus on immediate financial gains but rather on cultivating a good consumption and investment mindset [45][46] Group 4 - Additionally, parents should consider planning for education funds, retirement, and wealth transfer to reduce future burdens on children [47][48]

关注《晚点财经》并设为星标，第一时间获取每日商业精华。 宝马中国打算退出价格战，维护品牌价值 三星工会发动无限期罢工，此前四年涨薪 29% 最大货币基金年化收益降到了 1.5% 以内 NSEU 代表约四分之一、总计 2.84 万名三星员工。工会代表说目前已经有 6500 人参与罢工，并扰乱 了生产，还在呼吁更多人加入。三星不同意这个说法，表示会确保生产线不出现任何中断，并将和工 会诚信谈判。 三星是韩国最晚成立工会组织的大公司之一。三星集团创始人李秉喆坚决反对工会，曾说过 "只要我 还活着，就不会允许工会存在"。他的三子、三星第二代掌门人李健熙延续了其方针，虽然愿意提高 员工待遇，但不要工会。 宝马中国打算退出价格战，维护品牌价值 宝马中国决定退出持续近一年的 "降价保份额"。据车 Fans 创始人孙少军称，因价格战导致门店亏损 严重，宝马将从 7 月起，通过减少销售量来稳定价格，缓解门店的经营压力。目前宝马暂未作出回 应。今年初，永达汽车在年报里提到其代理经销的保时捷、宝马主动调减销售计划。 上半年，包括宝马在内的豪华品牌积极参与打折，尤其是电动车。宝马目前折价最高的车型之一宝马 i3，裸车价已相较 35. ...