Core Viewpoint - The article emphasizes the launch of a new online service platform, "惠客厅" (Hui Keting), which aims to provide a more convenient and efficient loan application process through various digital tools and features [9][10]. Group 1: Online Service Features - The "智能信贷顾问" (Smart Credit Advisor) is introduced to guide users through the loan application process with real-time assistance and navigation [5]. - Users can easily connect with customer managers if they encounter issues during the application process by using a simple interface [5][15]. - The platform offers features such as "试试您适合什么贷款" (Try What Loan Suits You), "快速了解办贷款" (Quickly Understand Loan Application), and "测测您能贷多少" (Estimate How Much You Can Borrow) to help users find suitable loan products and understand the application process [10][12][13]. Group 2: Enhanced User Experience - The new online platform allows for easy sharing of loan services with friends and family, promoting wider access to financial assistance [10]. - A "联系客户经理" (Contact Customer Manager) button is added to facilitate direct communication with customer managers, enhancing the conversion of estimated loan amounts into actual financing support [16][17]. - The overall service aims to provide a seamless, one-stop experience for users, integrating both online and offline support [18].

Core Viewpoint - The article introduces the "建行惠懂你" App, which allows businesses to conveniently issue invoices for various financial services without the need to queue at bank counters [2]. Group 1: Applicable Audience - The service is available for legal representatives of enterprises or individual business operators who have completed enterprise certification on the "建行惠懂你" App [4]. Group 2: Invoice Issuance Process - **Step 1: Invoice Application** - Users can search for the "电子发票" function in the app's homepage and select the required invoice type [6]. - **Step 2: Invoice Issuance** - On the "电子发票开具" page, users can filter transaction details by "交易截止日期" and "业务类型" [7]. - Users select the transaction for invoicing, view details, and proceed to the invoice entry page [7]. - After entering the email address and completing verification, users can click "开票" to finalize the invoice [8]. - **Step 3: Invoice Query and Download** - Users can switch to the "发票查询" page to check invoice records across multiple channels, including counter and corporate online banking [8]. - The invoice details include product quantity, unit price, total amount, tax rate, and total amount including tax [8]. Group 3: Frequently Asked Questions - The app currently supports issuing invoices for loan interest expenses incurred after December 15, 2023. For earlier invoices, users must consult their account bank [12]. - Users can query invoices issued at physical counters through the app, which supports various types of invoices including VAT special invoices and electronic ordinary invoices [12].

Group 1 - The article emphasizes the convenience of tax payment through the "建行惠懂你" App, allowing users to easily access the "企业缴税" section for tax payments [3] - Users who have completed tax declaration on the electronic tax website can use the "代缴税" section to query and pay their taxes by entering the relevant information [4] - The app supports comprehensive tax payment tracking, enabling users to query payment details across various channels, including online banking and self-service devices [6] Group 2 - Users can download tax payment receipts by selecting the receipt date and payment account within the app [8] - It is noted that tax payment details and receipts can only be accessed the next business day after the payment is completed [9] - The article encourages users to follow the company for more operational guides and features available in the app [11]