仅用未开工楼栋的土地份额就能为项目施工拿到大额贷款？这不是幻想，而是济南一家企业中央商务区 项目负责人的由衷感慨。这，源于济南在全省首推的建设用地使用权量化登记改革。 从全国首创的二手房"带押过户"，到全省首推建设用地使用权量化登记，济南用一次次创新实践，在不 动产登记改革领域诠释着"有解思维"的深刻内涵——只要对群众、企业、社会发展有益的事，没有什么 挑战是不能应对的，没有什么创新是不敢尝试的。 而这些尝试与探索，一次次为解决全国性难题提供了案例参考。 以"量化登记"活土地 长期以来，不动产登记领域存在诸多"老大难"问题。企业土地资产难以有效盘活，受"非净地无法抵 押""房地权利交叉模糊""土地整体查封连带影响"等问题制约，不仅加剧了实体企业融资压力，也导致 部分项目因权属不清或司法限制无法办理产权登记，进而引发土地闲置、资产流动性不足、后续开发停 滞等一系列问题。 在莱芜区，一家企业曾面临这样的困局：名下3宗独立地块分别抵押给3位债权人，原本计划整合优化开 发，却因土地合并后，传统登记模式下的抵押顺位问题难以解决，导致项目开发多次搁浅。 这样的案例，在全国各地十分常见。 以"案例破冰"答全国 济南市不动产 ...

Core Viewpoint - The implementation of a new quantitative registration model for land use rights in Binzhou City aims to fundamentally address long-standing issues in real estate registration, ensuring the legal rights of homebuyers are protected and enhancing the clarity of property rights [1][3]. Group 1: Quantitative Registration Model - The quantitative registration of land use rights is a refined management approach that calculates the land use rights of each property based on its proportion of the total building area, allowing for clear identification of land use rights for each unit [1][3]. - This model ensures that when homeowners purchase a property, the corresponding land use rights are registered simultaneously, eliminating the previous concern of "buying a house without land" [3][4]. Group 2: Risk Mitigation and Legal Clarity - The new registration method effectively prevents risks such as developers using the same land as collateral multiple times and provides financial institutions with clear information on collateral ownership, thereby reducing the risk of bad loans [3][4]. - Judicial authorities can use the quantitative data for precise enforcement actions, avoiding the blanket seizure of properties and protecting the legal rights of existing homeowners [3][4]. Group 3: Case Study and Implementation - A case involving a logistics park project illustrates the effectiveness of the quantitative registration policy, where precise segmentation of land use rights allowed for the lifting of an overall court seizure, enabling the project to resume operations and benefit all stakeholders [4]. - To ensure successful implementation, the city has focused on data sharing, process collaboration, and system integration, creating a mechanism for generating quantitative plans and automating information sharing across departments [4][5]. Group 4: Future Plans - The Binzhou Natural Resources and Planning Bureau plans to enhance training and system functionality, with intentions to expand the quantitative registration system citywide and explore its application in industrial land and other non-residential areas [5].