惠军贷
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金融“活水”助力退役军人创业创新 “多点发力”让退役军人获得感成色更足
Yang Shi Wang· 2025-11-21 03:04
Core Points - The Ministry of Veterans Affairs is enhancing financial services for veterans by collaborating with financial institutions to launch entrepreneurial loan products to support veterans in entrepreneurship and innovation [1][3] Group 1: Financial Services Initiatives - A new financial service agreement has been signed between the Ministry of Veterans Affairs and Bank of China, introducing the "Hui Jun Loan" service, which includes a green approval channel and support in collateral, interest rates, and credit limits for veterans starting high-tech enterprises [1] - The Bank of China will also donate funds for care and support projects for veterans in need and provide exclusive insurance for veterans in underdeveloped western regions, strengthening the risk protection network for veteran families [3] Group 2: Employment and Support Measures - The agreement emphasizes increasing the provision of quality job opportunities for transitioning military officers and retired soldiers, aiming to facilitate the employment of outstanding veterans in financial positions [4] - The Ministry of Veterans Affairs plans to focus on urgent issues faced by veterans, seeking greater support from enterprises and society for employment assistance, major illness relief, and children's education, to enhance the sense of gain for veterans [6]
中国银行推出“惠军贷”专属服务 支持退役军人创业创新
Xin Lang Cai Jing· 2025-11-20 15:08
Core Viewpoint - The Ministry of Veterans Affairs is enhancing financial services for veterans by collaborating with financial institutions to launch entrepreneurial loan products, aimed at supporting veterans in entrepreneurship and innovation [1] Group 1: Financial Services Collaboration - The Ministry of Veterans Affairs has signed a financial service cooperation agreement with Bank of China [1] - Bank of China will introduce a dedicated service called "Hui Jun Loan" for veterans [1] - A green approval channel will be established to facilitate the loan process for veterans [1] Group 2: Support for Entrepreneurship - The financial services will provide support in terms of collateral guarantees, interest rates, and credit limits for veterans [1] - The services will target high-tech enterprises founded by veterans and companies that employ a significant number of veterans [1] - Comprehensive financial services will be offered throughout the entire lifecycle of the businesses [1]
中行宁波市分行:金融服务奏响提振消费“多重奏”
Zhong Guo Jin Rong Xin Xi Wang· 2025-10-23 11:53
Core Viewpoint - The Bank of China Ningbo Branch is enhancing consumer credit support to stimulate consumption and economic growth in Ningbo through various financial services and initiatives [1] Group 1: Enhancing Consumer Demand - During the National Day holiday, popular tourist areas in Ningbo saw increased foot traffic, driven by the bank's collaboration with local businesses to offer consumption discounts [2] - The bank has launched low-interest or zero-interest financing options for electric vehicles, resulting in a cumulative transaction volume exceeding 360 million yuan by September 2025 [2] - Online consumption initiatives, including partnerships with major platforms like Taobao and JD.com, have been implemented to provide discounts on daily expenses and online shopping [2] Group 2: Strengthening Credit Support - The bank has increased the maximum limits and extended the terms of its consumer loan products to better meet the long-term needs of consumers, with total consumer loan disbursements reaching 6.6 billion yuan by September 2025 [3] - Over 25,000 new customers have received consumer credit services, focusing on groups such as new citizens, graduates, and farmers [3] - The bank has streamlined loan processes by integrating fiscal subsidy agreements into mobile banking, enhancing customer experience [3] Group 3: Supporting Market Entities - The bank has introduced various inclusive financial products to address financing challenges faced by service industry operators, with nearly 20,000 businesses receiving financial services by September 2025 [4] - A dedicated loan program for veterans has been launched to support their entrepreneurship and employment [4] - The bank has provided 140 million yuan in financial support to a local elderly care product manufacturer, addressing their funding challenges [4] Group 4: Promoting Consumption Upgrades - The bank's "Ideal Home Renovation" financial service has facilitated home upgrades for consumers, reflecting the importance of "trade-in" policies in driving consumption [5] - Various financial service plans have been introduced to support the upgrade of automobiles, home appliances, and 3C products, with over 60 million yuan allocated to trade-in financing by September 2025 [6] - The bank aims to continue focusing on key consumption areas to invigorate the local market [6]
共绘退役军人服务新篇章——建行无锡分行与无锡市退役军人事务局签署战略合作协议
Jiang Nan Shi Bao· 2025-05-18 10:00
Core Points - The strategic cooperation agreement between CCB Wuxi Branch and Wuxi Veterans Affairs Bureau aims to enhance financial services for veterans, promoting high-quality development in veteran affairs [1][3][7] Group 1: Strategic Cooperation - The signing ceremony was attended by key officials from both organizations, emphasizing the importance of collaboration in veteran services [3][4] - The cooperation aligns with national policies and aims to explore new models and ideas for veteran work [3][4] Group 2: Financial Services for Veterans - CCB Wuxi Branch will provide tailored financial service solutions for veterans, including specialized credit products and optimized loan approval processes [4][5] - The bank has already issued "Hui Jun Loan" products amounting to 27.53 million yuan to support veterans' entrepreneurial efforts [5] - Additional services include guidance on personal provident fund contributions, housing loans, and cash management for veteran-owned businesses [4][5] Group 3: Community Engagement and Education - The partnership will also focus on enhancing veterans' financial literacy and awareness of financial security through educational activities [5][7] - Both parties plan to improve the accessibility and user experience of electronic financial services for veterans [5][7] Group 4: Future Collaboration - The agreement marks a significant milestone in the collaboration between CCB Wuxi Branch and the Veterans Affairs Bureau, with plans for ongoing communication and innovative cooperation models [7] - The goal is to create a better living and development environment for veterans through practical measures and attentive services [7]