惠农e贷(沙县小吃)

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农行福建省分行精准发力支持地方特色产业发展
Zheng Quan Ri Bao Zhi Sheng· 2025-05-18 13:43
Core Viewpoint - Agricultural Bank of China Fujian Branch focuses on enhancing financial support for local key industrial chains, aiming to boost rural revitalization and contribute to the development of the real economy and common prosperity [1] Financial Support and Growth - As of the end of March this year, the agricultural loans balance of Agricultural Bank of China Fujian Branch reached 249.45 billion yuan, with a net increase of 18.17 billion yuan since the beginning of the year [2] - The bank has visited over 3,000 out of 3,061 agricultural industrialization leading enterprises in the province, achieving a coverage rate of 99% [3] - The credit support coverage rate for these enterprises has increased to 20.48%, up by 6.66 percentage points since the beginning of the year [3] Service Model Innovation - The bank has established a three-tiered service system focusing on national, provincial, and county-level leading enterprises to ensure precise service delivery [3] - The Nanping Branch has developed financial service solutions tailored to the tea industry, integrating financial services into the entire tea production and sales chain [4] Customized Financial Solutions - The bank tailors comprehensive financial service plans for local advantageous industries such as tea, bamboo, and aquatic products [5] - In Longhai District, the bank provided a 2 million yuan working capital loan to a leading enterprise in the freeze-dried food industry, facilitating production expansion and research and development [6] Community and Economic Impact - The bank has launched a comprehensive service plan for the Sha County snack industry, addressing financial bottlenecks across the agricultural product supply chain [7] - The "Huinong e-loan (Sha County Snacks)" product has successfully supported local entrepreneurs, with the Sha County branch providing a total of 934 million yuan in credit support to 4,112 snack owners and their partners as of the end of March [8]
农行福建三明分行:“贷”动一家店 滋养沙县小吃整条链
Zheng Quan Ri Bao· 2025-05-08 07:13
Core Viewpoint - The Agricultural Bank of China (ABC) in Sanming has launched a comprehensive financial service plan for the Shaxian snack industry, aiming to enhance the entire industrial chain from agricultural production to food processing and restaurant services [1][3]. Group 1: Financial Support and Products - ABC Sanming provides significant credit support to core ingredient planting and breeding enterprises, alleviating seasonal cash flow pressures in agricultural production [3]. - The bank promotes inclusive financial products like "Zhihua Loan" for food processing and standardized production enterprises, enhancing production efficiency and scale [3]. - Directly targeting small business owners, ABC Sanming offers tailored financial tools such as "Huinong e-loan" and "Fumin Loan" to meet their short-term funding needs [3]. Group 2: Cultural and Economic Impact - The story of Hou Xiaosong, a third-generation inheritor of Shaxian snack techniques, exemplifies how ABC's financial support has enabled local businesses to upgrade and thrive, with his annual net profit exceeding 300,000 yuan [2]. - ABC Sanming's efforts reflect a commitment to nurturing the entire Shaxian snack industry, contributing to local economic development and cultural heritage preservation [2][3]. - As of March this year, ABC Sanming has supported over 4,100 clients in the snack industry with nearly 940 million yuan in credit, significantly bolstering the prosperity and development of this vital local industry [3].