Overall Performance - As of August 7, 2025, there are a total of 2,258 public "fixed income + equity" products with a duration of 3-6 months issued by wealth management companies, with 1,134 products achieving positive monthly returns over the past six months, accounting for slightly over 50% [2] - Among institutions, Schroder and Bank of Communications Wealth Management had all three products achieving positive monthly returns, while Su Yin Wealth Management and Agricultural Bank of China Wealth Management had over 90% of their products with positive returns. In contrast, Chongqing Rural Commercial Bank Wealth Management and Pudong Development Bank Wealth Management had less than 20% of their products achieving positive returns [2] Highlighted Product Analysis - Ten products stood out with the highest net value growth rates over the past six months, coming from seven wealth management companies, with Ping An Wealth Management having the most products listed (3), followed by Pudong Development Bank Wealth Management (2) [2] - The top-ranked product from China Postal Savings Bank Wealth Management achieved a net value growth rate of 4.34% over the past six months, but it also had a high annualized volatility of 2.81%. The second-ranked product from Pudong Development Bank Wealth Management also exceeded a 4% growth rate [3] Product Performance Metrics - The third-ranked product from Xinyin Wealth Management had the highest Calmar ratio, achieving a 3.88% return with a maximum drawdown of only 0.01%. Another product from Ping An Wealth Management also had a high Calmar ratio with a 3.59% net value growth rate and a maximum drawdown of 0.01% [3] - The top product from China Postal Savings Bank is a secondary (medium-low risk) open-ended net value product with a minimum holding period of 180 days. Since its inception, the product's net value has steadily increased, with a total growth of 7.46% and a year-to-date growth rate of 4.36% [3] - The product's asset scale surged to 463 million yuan by the end of June 2025, a 26-fold increase from 16.68 million yuan at the end of the first quarter of 2025, likely due to increased marketing efforts [3] Investment Strategy - The product aims to provide stable and continuous investment returns through asset allocation and fund selection, primarily tracking the China Postal Savings Bank Stable Strategy Fund Index [4]