从2025年三季度末的资产组合看，产品的持仓整体较为稳健，穿透后债券投资比例超过80%，达到 82.30%，同时产品持有的现金及银行存款、同业存单等货币类资产合计占比也达到9.7%，产品权益类 投资比例和公募基金投资比例分别为6.67%和1.65%。 榜单数据说明：统计对象为理财公司发行的成立满1年的投资周期在1—2年（含）的公募固收+权益产 品，同系列同投资周期产品保留一只，加权平均收益率计算方式为"5%近1月年化收益率+10%近3月年 化收益率+15%近6月年化收益率+30%近1年年化收益率+40%成立以来年化收益率"，排名依据为加权年 化收益率，数据计算截止时间为2025年12月30日。 从上榜产品来看，截至12月30日，在理财公司长盈产品榜单（1—2年"固收+权益"公募产品）中，有7家 理财公司产品上榜，其中杭银理财、华夏理财和招银理财上榜2只产品，其余理财公司各上榜1只产品。 从收益水平看，8只产品加权年化收益率超过5%，杭银理财两款产品包揽一、二名，加权年化收益率超 过7%，同时成立以来年化收益率也在5%以上。从风险指标看，招银理财排名第六的"招睿量化稳健多 策略14个月持有日开1号"和农银理财排 ...

榜单数据说明：统计对象为理财公司发行的成立满1年的投资周期在1—2年（含）的公募固收+权益产品，同系列同投资周期产 品保留一只，加权平均收益率计算方式为"5%近1月年化收益率+10%近3月年化收益率+15%近6月年化收益率+30%近1年年化收 益率+40%成立以来年化收益率"，排名依据为加权年化收益率，数据计算截止时间为2025年12月30日。榜单排名由理财通AI全 自动化实时排名，如您对数据有疑问，请在文末联系助理进一步核实。 从上榜产品来看，截至12月30日，在理财公司长盈产品榜单（1—2年"固收+权益"公募产品）中，有7家理财公司产品上榜，其 中杭银理财、华夏理财和招银理财上榜2只产品，其余理财公司各上榜1只产品。 旗团 21世纪经济报道 理财公司长盈产品榜里 "固收+权益"公募产 | 10 केव | 产品名称 | 管理人 | 加权年 化收益 | FAVAS 来年化 | 成立以来 最大回撤 | 成立以来 卡玛比率 | | --- | --- | --- | --- | --- | --- | --- | | | | | M | 收益率 | | | | | 幸福99落 : E 收多资产540 | 标银理 ...

集团 21世纪经济报道 公司长留广 "国收+权益 八葉 | 10 के | 产品名称 | 管理人 | 加权年 化收益 | FAVZI 来年化 | 成立以来 最大回撤 | 成立以来 年化波动 | | --- | --- | --- | --- | --- | --- | --- | | | | | 제 | 收益率率 | | ছে | | | 贵 前固收增利 有期12号A | 双周盈14天持 民生理财 7.99% | | 6.64% | 0.02% | 1.13% | | | 阳光金增利稳 健天天烟气干 (28天量限計 | 光大理财 | 7.00% | 5.52% | 0.03% | 2.06% | | | 有)A | | | | | | | | 幸福99河 (合图)30天持 有期 | 杭银理财 6.74% | | 7.19% | 2.17% | 3.19% | | | 贵竹固收增利 | | | | | | | 4 | 天天空56号A | 民生理财 | 6.73% | 5.83% | 0.00% | 0.73% | | | がニヘ肥味 | | | | | | | 5 | ru 固定收益类日 | 宁银理财 6.44 ...

榜单排名来自理财通AI全自动化实时排名，如您对数据有疑问，请在文末联系助理进一步核实。 一、整体表现 南财理财通数据显示，截至2025年12月4日，理财公司共存续1247只投资周期在2-3年（含）的"固收+权 益"理财产品（含不同份额）。其中，有净值披露且实现近一年季季正收益的产品有684只（含不同份 额），占比54.85%，近一年平均净值增长率为3.23%，最大回撤均值为0.24%。 （原标题：2只"固收+权益"近一年净值涨超6%，偏好投资金融债） 数据说明： 产品统计范围为理财公司发行的公募"固收+权益"理财产品，产品统计截止日期为2025年12月4日，统计 区间为近一年。 二、亮点产品分析 光大理财"阳光金36M增利尊享2号"和"阳光金36M增利1号理财"依次位列榜单第一、第二名，近一年平 均净值增长率分别达到7.12%和6.21%。据三季报披露，"阳光金36M增利尊享2号"和"阳光金36M增利1 号理财"在资产配置上均以私募资管产品为主，持仓比例分别达到83.11%和93.94%，并且两款产品均通 过资管计划间接投资国债期货。 具体到前十大持仓来看，两款产品均投资了政策性银行债券以及金融债券。不同的是 ...

摩尔线程（688795.SH）火爆上市，让银行理财子公司也尝到了打新的甜头。 12月5日，"国产GPU第一股"摩尔线程在科创板正式挂牌，开盘大涨468.78%，收盘价较发行价涨幅则达 425.46%。此前的11月底，摩尔线程启动网下发行，宁银理财旗下6只产品成功获配约3.44万股，兴银理 财3只产品获配1.79万股。这意味着理财子公司直接参与新股网下申购的路径进一步明朗。 "打新"步伐加速，权益类理财继续扩容 业内人士表示，在固收收益持续走低的背景下，通过权益市场增厚回报、优化资产配置已成为理财子公 司的长期趋势。 布局"国产GPU第一股" 此次摩尔线程网下发行吸引了267家投资者参与，管理的有效配售对象达到7555个，创2025年以来科创 板新股申购新高。最终定价为114.28元/股，对应发行后市值约537.15亿元，募资总额达80亿元，创下年 内发行价纪录，并成为今年科创板最大规模IPO之一。股票于12月5日上市并纳入科创成长层。 公告显示，在网下配售环节，两家银行理财子公司表现突出。宁银理财6只产品合计中签3.44万股，获 配金额392.9万元，位居银行理财子公司之首；兴银理财3只产品共中签1.79万股 ...

Core Viewpoint - The article discusses the performance of "fixed income + equity" financial products set to mature in October 2025, highlighting the average annualized yield and the standout performance of specific products, particularly from Ping An Wealth Management [4][5]. Group 1: Product Performance - In October 2025, a total of 66 "fixed income + equity" products from 9 wealth management companies are set to mature, with an average annualized yield of 2.97% [4]. - The top-performing product, "Qiyuan Xiashu Closed No. 2," from Ping An Wealth Management, boasts an annualized yield of 4.76%, making it the only product in this category to exceed 4% [4][5]. Group 2: Investment Strategy - The "Qiyuan Xiashu Closed No. 2" product primarily invests in fixed income assets, with at least 80% allocated to debt instruments, supplemented by convertible bonds and ETF strategies to enhance overall yield [5][7]. - The product employs a machine learning quantitative trading model to capture capital gains, aiming for faster trading responses and yield enhancement [7][8]. Group 3: Series Overview - The "Qiyuan" series is part of Ping An Wealth Management's "Qiyuan Four Seasons" product line, which targets absolute returns through a combination of various strategies tailored to different market conditions [8][9]. - The series includes sub-series focusing on different asset strategies, such as commodity, convertible bonds, and overseas interest rates, aiming to provide a balanced risk-return profile [8][9]. Group 4: Company Strategy - Ping An Wealth Management emphasizes a multi-asset, multi-strategy investment management model, aiming to enhance its asset allocation capabilities and achieve an average annualized yield of 3.46% over the past three years, positioning itself among industry leaders [9]. - The company has recently upgraded its product branding to "An+Xin Stable and Far-reaching," reflecting its commitment to providing stable, liquid, and value-adding financial products for investors [9].

集团 21世纪经济报道 "国收+仪 财产品近六月业绩榜 投资周期1-3个月 榜单数据说明：统计对象为理财公司发行的1-3个月（含）投资周期的公募混合类产品，同系列同投资 周期产品保留一只，统计区间为近6月，截至时间为2025年11月24日。理财产品数据来源于南财理财通 （https://newgym.sfccn.com/），股票数据来源于Wind。榜单排名由理财通AI全自动化实时排名，如您 对数据有疑问，请在文末联系助理进一步核实。 南财理财通数据显示，截至2025年11月24日，理财公司合计存续1853只1-3个月（含）期限的公募"固收 +权益"产品，近六月的平均净值涨幅为1.25%，增长排名前十的产品分别来自兴银理财、浦银理财等7 家理财公司，其中兴银理财旗下两款产品"丰利兴动多策略科技成长3个月最短持有增强型固收类理财产 品A"以及"睿利兴成锦鑫三个月持有期5号增强型固收类理财产品A"展现出较强的收益能力。 | Fi 号 | 产品名称 | 净值增 管理人 长座 | 最大回撤 | 年代渡动 湖 | 卡码比率 | | --- | --- | --- | --- | --- | --- | | | 丰利兴动多 ...

Core Viewpoint - The A-share market is experiencing increased volatility as the year-end approaches, leading to a growing interest in fixed-income enhancement products that emphasize diversified stock and bond allocations, which are being actively promoted by various wealth management companies [1]. Group 1: Product Promotion and Strategy - Wealth management companies are focusing on promoting fixed-income enhancement products that incorporate low-volatility equity assets and overseas high-yield assets [1]. - Several companies, including China Merchants Bank Wealth Management and Bank of Communications Wealth Management, have released articles highlighting their strategies for these products, catering to different investor needs such as liquidity, long-term value, and short-term flexibility [1]. - The products being promoted include a variety of strategies, such as multi-asset and quantitative approaches, to attract investors in a turbulent market [1]. Group 2: Performance Evaluation - A recent evaluation of public "fixed income + equity" products issued by wealth management companies from June to December shows that six companies have products listed, with Ping An Wealth Management having the most products on the list [4]. - The top-performing product, "Flexible Growth and Profit Daily Open 270 Days Holding 1," and the second product, "Zhaorui Jiayu (Premium) Daily Open 270 Days Holding Period 1," both achieved net value growth rates exceeding 6% over the past year [4]. - All listed products demonstrated a maximum drawdown of less than 1% and an annualized volatility below 2%, indicating strong performance and stability [4]. Group 3: Specific Product Analysis - The second-ranked product, "Zhaorui Jiayu (Premium) Daily Open 270 Days Holding Period 1," has a risk level of three (medium risk) and primarily invests in fixed-income assets while employing various strategies including equity long positions and quantitative hedging [5]. - Since its inception, this product has achieved a net value growth rate of 7.03%, significantly outperforming its benchmark, which has a return of 2.88% [5]. - As of the third quarter of 2025, the product's asset size reached 3.641 billion, with an increased allocation to equity assets from 2.57% to 8.37% [5][6].

南财理财通数据显示，截至2025年11月13日，理财公司合计存续2310只（未合并产品份额）6-12个月 （含）期限的公募"固收+权益"产品，其中52只理财产品今年以来净值增长率超过5%，排名前十的产品 分别来自青银理财、兴银理财以及杭银理财等6家理财公司。值得注意的是，青银理财两只璀璨人生成 就系列产品入围本期榜单前三。 "璀璨人生"系列以人生三段论为纲，青年"奋斗"、中年"成就"、老年"田园"三大子系列各司其职，其 中"成就系列"专注资产增值，通过固收+、混合策略、资产轮动等多元打法，为中年客群实现收益与风 险的"黄金平衡"。本期榜单的强势表现，再次验证了青银理财对宏观节奏与资产轮动的精准把控，也为 投资者提供了一份"穿越周期、稳中求进"的理财样本。 （原标题：双轮驱动跻身前三，青银理财成就系列产品诠释稳健理财新范式） 展望2025年四季度，管理人青银理财预计，债券市场（收益率）经过去年的大幅下行后空间有限，整体 偏震荡。权益市场在经过三季度的强势上涨后，市场估值进一步抬升的空间有限，短期偏震荡走势，有 结构性机会。未来，青银理财将延续原有的投资理念与产品投资管理风格，努力为投资者提供稳健的理 财投资服务 ...

Core Insights - The article discusses the performance of various financial products offered by different wealth management companies, highlighting the top-performing products in the "fixed income + equity" category for a 1-2 year investment period [5]. Group 1: Product Performance - Qingyin Wealth Management's "Brilliant Life Achievement Series Open-Ended Net Value Type (Two-Year Open Industry Theme 08)" leads the performance rankings with a net value growth rate of 10.52%, the only product exceeding 10% in the list [5]. - The product has a maximum drawdown of 0.46%, indicating strong risk control alongside high returns [5]. - Since its inception, the product has achieved a net value growth rate of 14.54%, significantly outperforming its benchmark, which had a fluctuation range of 6.58% [6]. Group 2: Investment Strategy - The product primarily invests in fixed income assets while selectively allocating resources to industry-themed public funds and ETFs, with a performance benchmark based on a combination of fixed deposit rates and the CSI 300 index [5]. - In Q3 2025, the product increased its allocation to resource sector ETFs, with public fund holdings rising to 15.46%, up by 6.81 percentage points from the previous quarter [6]. - The resource sector ETFs performed strongly due to various factors, including global liquidity easing and domestic policy support, with notable gains in non-ferrous metals and steel sectors [6]. Group 3: Market Outlook - The market outlook for the resource sector in Q4 2025 is generally positive, with expectations of a shift from "technology growth" to "value recovery," making the resource sector an attractive option for investors [7]. - Qingyin Wealth Management anticipates a short-term volatile equity market with structural opportunities, while bond yields remain at historically low levels, suggesting a continued focus on stable investment strategies [7].