行业分析认为，金租行业出现增资潮，一方面是为了满足监管要求，另一方面也是应对行业竞争和推动 业务转型的需要。据悉，金融租赁行业属于资本密集型领域，较高的注册资本可为公司提供更强的风险 缓冲，还可满足监管关于资本充足率和杠杆率的要求。 据了解，中信金租成立于2015年，是中信银行独资设立的全资子公司。公司业务包含飞机、船舶等"两 大"领域、户用光伏、车辆等"两小"业务，以及高端装备、绿色租赁等"中间"赛道。目前，中信金租持 有飞机19架及发动机5台，待交付飞机9架，机队规模接近30架。 近年，中信金租经营业绩稳步攀升。2024年中信金租实现营业净收入16.97亿元，净利润9.36亿元。2025 年1—9月实现营业净收入16.64亿元，净利润11.84亿元。 2月4日，中信银行发布公告称，经审议决定，同意该行使用自有资金向中信金租现金增资20亿元。增资 完成后，中信金租的注册资本将增至120亿元，中信银行仍持有其100%的股权。 回顾过往，去年2月中信银行也曾对其进行大额增资。彼时，中信银行以现金方式向其增资30亿元， 叠 加中信金租将30亿元未分配利润也转增为注册资本，致使其注册资本由40亿元飞升至100亿元， ...

2月4日，中信银行（601998）（601998.SH）发布公告，董事会审议通过向全资子公司中信金融租赁有 限公司现金增资20亿元。增资完成后，中信金租注册资本将从100亿元跃升至120亿元。这是中信银行在 不到一年时间内的第二次大规模资本补充。此举不仅使其注册资本规模跻身金融租赁行业前列，更在监 管门槛抬高与"双碳"目标催生新机遇的双重背景下，凸显了商业银行集团对金融租赁这一"融资融物"特 色板块的战略重估。一场围绕资本实力、业务赛道与风险抵御能力的行业深度竞合，正随着头部机构的 持续加码而加速演进。 资本补充的"加速度" 一年内两度增资 2025年2月20日，中信银行董事会决议通过对中信金租现金增资30亿元及未分配利润转增30亿元，并于 同年7月完成工商变更，将其注册资本从40亿元一举推至100亿元。短短数月后，2026年2月，董事会再 度决议现金增资20亿元，推动中信金租注册资本向120亿元迈进。两度大手笔增资，背后是清晰的战略 意图与稳健的业绩支撑。 这场持续升温的"资本竞赛"，是租赁公司应对监管强化与市场机遇的双重战略选择。监管层面，2024年 11月1日起施行的《金融租赁公司管理办法》修订稿，将机 ...

Core Viewpoint - The article emphasizes the commitment of Huaxia Bank to ecological priority and green development, highlighting its role in promoting green finance and supporting China's ecological civilization and dual carbon goals [1][26]. Group 1: Green Finance Strategy - Huaxia Bank has integrated green finance into its overall strategy, focusing on serving national ecological civilization and dual carbon goals while adhering to ESG principles [1][14]. - The bank has established a three-tiered organizational structure for green finance, ensuring that responsibilities are clearly defined at all levels [13]. - Huaxia Bank has developed a comprehensive green product matrix, including green loans, leasing, investment, and wealth management, to meet the diverse needs of green low-carbon sectors [14][15]. Group 2: Financial Support for Green Projects - The bank has provided significant financial support for various green projects, including over 10 billion yuan for key projects in Beijing, such as green buildings and urban renewal [20]. - Huaxia Bank has actively participated in financing the transformation of high-energy-consuming industries, offering innovative financial tools to support their transition to low-carbon operations [18][19]. - The bank has also engaged in projects aimed at biodiversity protection, such as supporting wetland restoration and sustainable agriculture practices [22][23]. Group 3: International Cooperation and Recognition - Huaxia Bank has established partnerships with international organizations like the World Bank and Asian Development Bank to enhance its green finance capabilities and share best practices [24][25]. - The bank's green finance balance reached 455.5 billion yuan by June 2025, with a notable growth rate of 12.7%, reflecting its strong market position and recognition in the industry [26]. - The bank has received numerous awards for its achievements in green finance, underscoring its commitment to sustainable development [26].