Group 1 - The State Council meeting emphasized the importance of private investment in stabilizing employment and the economy, proposing practical measures to enhance private investment vitality and development [1] - Banks are urged to transform policy guidance into actionable steps by addressing financing difficulties, optimizing service systems, and deepening technological empowerment to provide robust financial support for private investment [1] - Key strategies include establishing precise credit delivery mechanisms for high-growth private enterprises and improving credit response efficiency through streamlined approval processes [1][2] Group 2 - Traditional credit assessments relying solely on financial metrics hinder quality private enterprises from securing financing; banks should incorporate non-financial indicators such as intellectual property value and R&D intensity into their evaluations [2] - After addressing financing challenges, banks need to create a refined service system tailored to the investment needs of private enterprises at different stages of development [2] - Financial technology is essential for banks to build intelligent service systems, utilizing AI and big data to enhance approval efficiency and provide customized services [3] Group 3 - Private investment is a crucial driver of economic growth, and banks must innovate mechanisms, optimize services, and leverage technology to offer high-quality financial support to private enterprises [3]