近年来，厦门国际银行厦门分行，聚焦服务厦门海洋强市建设，"引金入海"为厦门港口建设、船舶制 造、远洋渔业等海洋产业和区域绿色产业发展提供金融支撑，助力厦门绘就蓝绿交融的美好生态画卷。 截至2025年10月末，绿色金融贷款余额较年初增长超10%，其中涉海涉港企业贷款余额较年初增长近 38%。 政银携手 打通绿色金融落地"最后一公里" 让企业"生态价值"变成真金白银 厦门某生态企业首创牡蛎壳"保护性烘焙分段活化"独家专利工艺，能够将牡蛎壳"变废为宝"转化成肥料 产品应用到农业中，土壤调理剂产品生产销售等综合指标居同业前列。近年来企业产线技术改造升级， 牡蛎壳处理能力由年处理10万吨提升至25万吨，随着规模扩大，企业营运资金逐渐承压。厦门国际银行 厦门分行获悉企业金融服务需求，考虑到该企业为海洋蓝色企业且符合绿色金融政策导向，通过"抵押 加成"方案为企业提供7000万元授信额度支持，让企业"生态价值"转化为"融资成本"。 近年来，针对海洋产业普遍存在的投资规模大、周期长、风险不确定等特征，厦门国际银行厦门分行充 分发挥产业金融和数字金融创新优势，为涉海涉港企业定制综合金融服务方案。例如，契合远洋渔业企 业"跨境结算 ...

Core Insights - The Xiamen Industrial Development Conference highlighted the increasing vitality of the Hong Kong capital market as a crucial platform for Chinese enterprises to connect with global resources and promote industrial innovation and international development [1][2] - Jin Yuan Group has facilitated the listing of 10 new Hong Kong-listed companies this year, bringing the total to 49, reflecting Xiamen's commitment to technological innovation and industrial upgrading [1] - Emerging industries such as electronic information, biomedicine, and new energy are becoming key drivers of economic growth in Xiamen, with significant advancements in integrated circuit competitiveness [1] Company Initiatives - Jin Yuan Group has played a pivotal role as an "industry promoter" and "innovation partner," utilizing its various financial licenses to support the real economy and enhance financial services [2] - The group has introduced new financial tools, including merger funds and revitalization of existing investment funds, to strengthen the integration of financial services with industrial innovation [2] - Jin Yuan Group aims to enhance the quality of financial services for the real economy and foster a more open and dynamic industrial financial ecosystem in Xiamen [2]