普惠金融：精准滴灌助力小微 响应国家普惠金融高质量发展政策，华夏银行广州分行立足江门"摩托车之都"产业特色，推出"摩配 贷"供应链金融服务方案。针对当地配件小微企业60-90天承兑汇票账期痛点，以核心企业信用为支撑， 为小微客户提供精准金融支持。截至2025年11月末，该行涉农贷款较年初增速达23.19%，为区域特色 产业链稳健发展筑牢金融根基。 暖心服务：民生底色彰显担当 践行"金融为民"宗旨，华夏银行广州分行将暖心服务落到实处。该行黄埔大道支行连续7年帮扶特殊儿 童公益组织，获广州市社会组织联合会来信感谢。分行营业部为聋哑客户启用"爱心沟通包"，成功解决 其账户司法止付难题；肇庆分行为85岁海外受骗客户定制解挂方案，相关案例获"金融暖心客服优秀案 例"，用细节诠释金融温度。 绿色金融：创新破局赋能双碳 紧扣"双碳"国家战略部署，华夏银行广州分行创新推出"穗碳"绿色低碳服务方案，依托平台直联供电局 数据精准识别企业绿色产能。广东某省级"专精特新"科技企业凭借该方案获得150万元信用贷款，有效 缓解流动资金压力。分行更落地全国首单低空经济资产支持专项计划。绿色金融相关案例获评省级绿色 金融改革创新案例。 在服 ...

聚焦消费供给侧提质，华夏银行广州分行精准破解企业资金难题。针对某资源循环利用企业的采购资金难题，该行仅用两天便完成3亿元贷款审批发放， 保障企业"废纸回收-环保造纸"产业链稳定运转，让绿色环保纸品持续供应消费市场。 锚定国家扩大内需、促进消费战略部署，华夏银行广州分行深耕粤港澳大湾区，以产业链赋能、数字化升级、暖心服务为抓手，将金融服务嵌入消费全场 景，既激活消费市场活力，又守护民生消费福祉，书写金融促消费的务实篇章。 产业链赋能：筑牢消费供给根基 "当时3亿元采购货款急需支付，涉及发票众多，我们一度担心无法及时放款，华夏银行仅用两天就完成全流程，保障了生产线不停摆。"该企业负责人 说。 截至2025年11月，华夏银行广州分行绿色贷款投放同比增长37%，为新型消费业态筑牢金融支撑。 暖心服务：守护特殊群体消费权益 3 践行"金融为民"宗旨，华夏银行广州分行全力保障特殊群体平等消费权利。 1 针对老年群体，分行推进网点适老化改造，通过"金融驿站"开展反诈防骗、智能支付等专项培训，让老年人放心享受数字消费便利； 2 该行广州黄埔大道支行连续7年结对帮扶特殊儿童公益组织，获广州市社会组织联合会来信感谢； 普惠创新： ...

Core Viewpoint - Huaxia Bank's Guangzhou Branch has evolved over 26 years, focusing on sustainable development and supporting high-quality economic growth in Guangdong through various financial initiatives [1] Group 1: Technology Finance - The bank has established a special team for technology finance, creating a whitelist and green approval channels for innovative enterprises [2] - Innovative products like intellectual property pledge loans and investment-loan linkage have been introduced to support asset-light tech companies [4] - As of mid-November, the loan balance for technology enterprises has increased by 44.59% compared to the beginning of the year [4] Group 2: Green Finance - Green finance has been elevated to a strategic level, with a comprehensive service system covering green credit, green bonds, and ESG investment [5] - The bank launched its first "Sui Carbon" platform inclusive financing business, providing a credit loan of 1.5 million yuan to specialized tech enterprises [5] - Collaborations with international organizations like the World Bank and Asian Development Bank have involved over 3 billion yuan in funding for green projects [7] Group 3: Inclusive Finance - The bank supports the private economy, small and micro enterprises, and rural areas through tailored financial products like "Motorcycle Parts Loan" [8] - The "Assist Farmers Loan" product has been customized for agricultural services, with agricultural loans growing at a rate of 33.4% as of September [8] Group 4: Pension Finance - The bank has developed a three-in-one model for pension finance, including personal pension accounts and elder service financial products [9] - Initiatives like the "Silver Economy Breakfast Meeting" have reached over 6,000 elderly individuals, enhancing financial services for seniors [9] Group 5: Digital Finance - A dedicated digital finance department has been established, with over 2.4 billion yuan allocated to various industries through digital financial products [10] - The bank has introduced innovative digital products like "Carbon Quota Pledge Financing" and "Railway Freight Loan" to support enterprises [11] - As of mid-November, the bank has added nearly 3 billion yuan in corporate loans, supporting cross-border operations for companies [11]