摩配贷
Search documents
从绿色产业链到无声电商!看华夏银行广州分行如何激活消费活力
Guang Zhou Ri Bao· 2025-12-15 13:43
聚焦消费供给侧提质,华夏银行广州分行精准破解企业资金难题。针对某资源循环利用企业的采购资金难题,该行仅用两天便完成3亿元贷款审批发放, 保障企业"废纸回收-环保造纸"产业链稳定运转,让绿色环保纸品持续供应消费市场。 锚定国家扩大内需、促进消费战略部署,华夏银行广州分行深耕粤港澳大湾区,以产业链赋能、数字化升级、暖心服务为抓手,将金融服务嵌入消费全场 景,既激活消费市场活力,又守护民生消费福祉,书写金融促消费的务实篇章。 产业链赋能:筑牢消费供给根基 "当时3亿元采购货款急需支付,涉及发票众多,我们一度担心无法及时放款,华夏银行仅用两天就完成全流程,保障了生产线不停摆。"该企业负责人 说。 截至2025年11月,华夏银行广州分行绿色贷款投放同比增长37%,为新型消费业态筑牢金融支撑。 暖心服务:守护特殊群体消费权益 3 践行"金融为民"宗旨,华夏银行广州分行全力保障特殊群体平等消费权利。 1 针对老年群体,分行推进网点适老化改造,通过"金融驿站"开展反诈防骗、智能支付等专项培训,让老年人放心享受数字消费便利; 2 该行广州黄埔大道支行连续7年结对帮扶特殊儿童公益组织,获广州市社会组织联合会来信感谢; 普惠创新: ...
华夏银行广州分行:廿六载奋楫湾区 勇立潮头开新局
Cai Fu Zai Xian· 2025-11-26 03:36
Core Viewpoint - Huaxia Bank's Guangzhou Branch has evolved over 26 years, focusing on sustainable development and supporting high-quality economic growth in Guangdong through various financial initiatives [1] Group 1: Technology Finance - The bank has established a special team for technology finance, creating a whitelist and green approval channels for innovative enterprises [2] - Innovative products like intellectual property pledge loans and investment-loan linkage have been introduced to support asset-light tech companies [4] - As of mid-November, the loan balance for technology enterprises has increased by 44.59% compared to the beginning of the year [4] Group 2: Green Finance - Green finance has been elevated to a strategic level, with a comprehensive service system covering green credit, green bonds, and ESG investment [5] - The bank launched its first "Sui Carbon" platform inclusive financing business, providing a credit loan of 1.5 million yuan to specialized tech enterprises [5] - Collaborations with international organizations like the World Bank and Asian Development Bank have involved over 3 billion yuan in funding for green projects [7] Group 3: Inclusive Finance - The bank supports the private economy, small and micro enterprises, and rural areas through tailored financial products like "Motorcycle Parts Loan" [8] - The "Assist Farmers Loan" product has been customized for agricultural services, with agricultural loans growing at a rate of 33.4% as of September [8] Group 4: Pension Finance - The bank has developed a three-in-one model for pension finance, including personal pension accounts and elder service financial products [9] - Initiatives like the "Silver Economy Breakfast Meeting" have reached over 6,000 elderly individuals, enhancing financial services for seniors [9] Group 5: Digital Finance - A dedicated digital finance department has been established, with over 2.4 billion yuan allocated to various industries through digital financial products [10] - The bank has introduced innovative digital products like "Carbon Quota Pledge Financing" and "Railway Freight Loan" to support enterprises [11] - As of mid-November, the bank has added nearly 3 billion yuan in corporate loans, supporting cross-border operations for companies [11]