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面对连阴雨天气带来的影响——中国人寿财险山东省分公司多措并举为秋收提供风险保障
Qi Lu Wan Bao· 2025-10-11 11:40
Core Insights - Continuous rainy weather during the autumn harvest season in Shandong Province poses challenges and risks to grain collection, prompting the company to provide extensive support and risk assurance for farmers [1][2] Group 1: Company Initiatives - The company held a leadership meeting to ensure uninterrupted service during the National Day and Mid-Autumn Festival, emphasizing the importance of addressing the needs of the public and preparing for adverse weather impacts on grain harvest [2] - The company has established a green channel for autumn grain claims, with staff from 16 city branches returning early from holidays to assist farmers in drainage and harvesting efforts [2][3] - Utilizing meteorological data, the company disseminates timely weather information to farmers through various communication channels, enabling them to prepare for harvesting [2][3] Group 2: Technological Empowerment - The company leverages its 331 "Three Rural" service stations to guide farmers in scientific harvesting practices, mitigating the effects of adverse weather [3] - Advanced methods such as "drone inspections + APP assessments" are employed to enhance the efficiency of claims investigations [3] - The company collaborates with agricultural experts to provide tailored harvesting strategies for insured crops, ensuring optimal conditions for grain quality [3] Group 3: Insurance Coverage and Support - The company has insured 6.84 million acres of policy-based crops, covering disaster loss guarantees amounting to 6.1 billion yuan [4] - New insurance products, including rainfall index insurance and income supplement insurance, have been introduced to address the gap between policy coverage and actual market values [4] - The dual approach of policy and commercial insurance aims to create a comprehensive risk protection system for autumn grain crops, enhancing farmers' motivation to cultivate [4]
面对连阴雨天气带来的影响——国人寿财险山东省分公司多措并举为秋收提供风险保障
Qi Lu Wan Bao· 2025-10-11 07:02
Core Insights - Continuous rainy weather during the autumn harvest season poses challenges and risks for grain collection in Shandong Province, prompting the company to provide extensive support and risk assurance for farmers [1][2] Group 1: Company Initiatives - The company held a leadership meeting to ensure uninterrupted service during the National Day and Mid-Autumn Festival, focusing on safeguarding livelihoods and addressing the adverse effects of weather on grain harvest [2] - The company has established a green channel for autumn grain claims, with personnel on duty to assist farmers in drainage and harvesting efforts [2][3] - Utilizing meteorological data, the company disseminates timely weather information to farmers, enabling them to prepare for harvesting [2][3] Group 2: Technological Empowerment - The company leverages its 331 "Three Rural" service stations to guide farmers in scientific harvesting and mitigate the impact of adverse weather [3] - Advanced methods such as drone inspections and app-based assessments are employed to enhance the efficiency of claims processing [3] Group 3: Insurance Coverage - The company has insured 6.84 million acres of policy-based crops, covering disaster losses amounting to 6.1 billion yuan [4] - New insurance products, including rainfall index insurance and income supplement insurance, have been introduced to address the gap between policy coverage and actual market value [4] - The company has insured 336,700 acres of commercial autumn grain insurance, providing risk coverage of 211 million yuan, creating a multi-layered risk assurance system for farmers [4]