Core Points - The impact of Typhoon "Jianyu" has severely disrupted the operations and financial plans of businesses in Hainan, prompting a swift response from Hainan Rural Commercial Bank to support disaster recovery efforts [1] - Hainan Rural Commercial Bank has introduced five measures to assist affected businesses and individuals in regions such as Sanya, Lingshui, Baoting, and Ledong [1] Group 1: Disaster Relief Loan Products - A specialized disaster relief loan product named "Disaster Support Loan" has been launched, with a maximum loan amount of 10 million yuan, aimed at supporting severely affected agricultural and tourism sectors [2] - For severely impacted businesses and farmers lacking collateral, the bank will increase the issuance of credit guarantee loans, and existing clients can receive up to 20% of their original loan amount as credit loans, capped at 1 million yuan [2] Group 2: Infrastructure and Key Areas Financing - The bank is focusing on financing needs for infrastructure repair and reconstruction, including essential services like transportation, food production, and municipal facilities, by enhancing support for small and micro loans [2] - Quick processing and approval of loans will be prioritized to assist severely affected sectors such as tourism and agriculture in resuming operations [2] Group 3: Flexible Credit Policies - The bank will not withdraw or reduce loans for clients temporarily unable to resume operations due to the disaster, offering flexible repayment options to alleviate financial burdens [3] - Interest rate discounts will be provided for the "Disaster Support Loan," with rates potentially as low as 2.55%, and up to a 50 basis point reduction for severely affected clients in specific regions [3] Group 4: Efficient Loan Processing - A green channel for disaster relief loan processing has been established, with a dedicated service team to respond quickly to client financing needs, aiming to complete loan approvals within three working days [3]

Core Viewpoint - Typhoon "Mojia" has caused significant damage in Hainan Province, prompting a swift response from the financial sector to support disaster recovery and reconstruction efforts [1][2]. Financial Support Measures - The People's Bank of China Hainan Branch issued guidelines with 10 measures to support post-disaster reconstruction, including a special fund of 3 billion yuan for financing support [1]. - Hainan's financial institutions have established a special credit quota of nearly 50 billion yuan to meet the reconstruction needs of infrastructure closely related to people's livelihoods [2]. - A total of 2.26 million households received credit support amounting to 64.4 billion yuan, with 56.2 billion yuan in loans disbursed since the disaster [2]. Emergency Loans and Assistance - The National Development Bank Hainan Branch expedited the approval of emergency loans, providing 238 million yuan to key companies [2]. - Hainan Rural Commercial Bank issued 30 million yuan in emergency loans to a food company affected by the typhoon, facilitating its recovery [3]. - Hainan Bank provided 600,000 yuan to a farming company for purchasing seedlings and repairing agricultural facilities [3]. Insurance Sector Response - Insurance companies in Hainan have processed 90,300 claims related to Typhoon "Mojia," with total payouts and pre-payouts reaching 3.34 billion yuan [4]. - The China Property Insurance Company Hainan Branch quickly organized claims for agricultural index insurance, pre-paying 92,200 yuan for rice index insurance [4]. Humanitarian Efforts - The financial sector has also engaged in humanitarian efforts, such as organizing blood donation drives and providing essential supplies to disaster relief workers [5]. - Various banks have offered free charging services and set up rest areas for affected residents [5]. Recovery Progress - The financial support has contributed to the recovery of the affected areas, with visible signs of revitalization in agriculture and production activities [5].